
2009 Zirk Ave #6
Btop 30%Chula Vista, CA 91911
An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.
Pass at asking: -$2,608/mo full cashflow at 20% down, 7.43% rate.
Works at $247,375 (58% under asking), or at 84% down.
Rent $3,127/mo from 16 leases of 2-bed condos & townhomes within 2 mi ($3,263–$3,467).
Beds
2
Baths
2
Sqft
1,331
Year Built
2026
Days on Market
142
Property Type
Condo
HOA/mo
$508
MLS ID
260015087SD
This property is in Chula Vista (91911). Browse neighborhood analytics →
About This Property
This new three-story townhome ready for move- in Oct/Nov 2026, delivers modern design ready for any lifestyle. The second floor features an open plan with a Great Room that flows naturally into the dining room and kitchen—all extending to a welcoming deck where indoor and outdoor living blend effortlessly. The third floor is made for rest and relaxation, with a generous owner's suite complete with spa-inspired bath and walk-in closet, plus a second bedroom steps from a full bathroom.
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Est. Monthly Payment
$4,527
Location
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Comparable Properties
5 comps foundThis Property
$3,127
Comp Average
$3,249

808 Mateo St
3bd / 2.5ba · 1,320 sqft · Townhouse
$625K
Est. $3,618/mo
816 Makani Street
2bd / 2.5ba · 1,209 sqft · Condo
$585K
Est. $3,330/mo
812 Makani St
2bd / 2.5ba · 1,143 sqft · Condo
$595K
Est. $3,013/mo
787 Caminito Valiente
2bd / 2.5ba · 1,194 sqft · Condo
$620K
Est. $3,158/mo
2013 Zirk Ave
2bd / 2.5ba · 1,331 sqft · Condo
$600K
Est. $3,127/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
16 leases of 2-bed condos & townhomes within 2 mi · $3,263–$3,467
Blended 50/50 with the zip's market median ($2,944)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$2,608/mo short at 20% down; 84% down or +$3,387/mo rent closes it.
- Break-even price
- $247,375
- Break-even rent
- $6,514/mo
- Cashflow at 35% down
- −$1,996/mo
- Down payment to break even
- 84%
- Rate to break even
- Not reachable
58% under asking
$3,387/mo above the estimate
$492,996 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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