2008 Palmer Drive
Ctop 80%Oceanside, CA 92056Neighborhood: Mira Costa
0 licensed short-term rentals within ½ mile (0 whole home), from the cities' license and permit lists of Nov 13, 2026.
Pass at asking: -$5,159/mo full cashflow at 20% down, 7.36% rate.
Works at $424,927 (61% under asking), or at 89% down.
Rent $4,585/mo from 14 leases of 3-bed houses within 2 mi ($4,798–$5,890).
Beds
3
Baths
3
Sqft
1,938
Year Built
1979
Days on Market
0
Property Type
Single Family
HOA/mo
$283
MLS ID
NDP2610244
This property is in Oceanside (92056). View neighborhood stats →
About This Property
Enjoy a front row perspective of El Camino Country Club’s 6th fairway from this two-story golf course home, where spacious upper and lower view decks create inviting settings for morning coffee, outdoor dining, and relaxing. Vaulted ceilings welcome you inside, while primary bedrooms on both levels offer flexibility for everyday living and overnight guests. Upstairs, the primary retreat is complemented by a loft and access to the upper patio, providing additional space to unwind and take in the fairway setting. The kitchen features granite countertops, generous cabinetry, stainless steel appliances, and breakfast bar seating, with an adjoining dining area opening to the outdoors. Plantation shutters add a classic finishing touch. An attached two car garage provides convenient parking and storage. Heating includes a forced air furnace serving the upstairs and wall heaters downstairs. Set in Oceanside’s established El Camino Country Club neighborhood, this home combines versatile living spaces with golf course scenery and indoor-outdoor enjoyment on both levels.
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Est. Monthly Payment
$7,773
Location
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Zoned Schools
Elementary
Palmquist Elementary · grades K-5 · Oceanside Unified
Middle
Martin Luther King Jr. Middle · grades 6-8 · Oceanside Unified
High
El Camino High · grades 9-12 · Oceanside Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$4,585
Comp Average
$4,393
2028 Wedgewood Drive
3bd / 2.5ba · 1,938 sqft · Single Family
$1000K
Est. $4,465/mo
3745 Scenic Way
3bd / 2.5ba · 1,915 sqft · Single Family
$1.02M
Est. $4,533/mo
3577 Newland Road
3bd / 2.5ba · 1,754 sqft · Single Family
$1.23M
Est. $4,240/mo
6029 Patmos Way
3bd / 2.5ba · 2,022 sqft · Single Family
$1.29M
Est. $4,552/mo
4878 Galicia Way
2bd / 2ba · 1,880 sqft · Single Family
$1.23M
Est. $4,173/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Short-term not available here. Outside Oceanside's Coastal Zone: inland short-term rentals are banned. See the rules
Investment Score
14 leases of 3-bed houses within 2 mi · $4,798–$5,890
Blended 50/50 with the zip's market median ($4,185)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$5,159/mo short at 20% down; 89% down or +$6,700/mo rent closes it.
- Break-even price
- $424,927
- Break-even rent
- $11,285/mo
- Cashflow at 35% down
- −$4,021/mo
- Down payment to break even
- 89%
- Rate to break even
- Not reachable
61% under asking
$6,700/mo above the estimate
$978,999 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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