200 Harbor
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200 Harbor #3001

C

San Diego, CA 92101

$1,185,000
NEW — 2d

Soft Appraisal Value: $1,142,800 · 3.7% above estimate

Beds

2

Baths

2

Sqft

1,572

Year Built

1992

Days on Market

2

Property Type

Condo

HOA/mo

$1,979.25

MLS ID

260016356SD

This property is in San Diego (92101). View neighborhood stats →

About This Property

Welcome to sophisticated high-rise living at one of San Diego's most iconic buildings in the Marina District, Harbor Club. This meticulously maintained 2-bedroom, 2-bathroom residence offers sweeping views of the San Diego Bay, Coronado Bridge, Petco Park, Downtown skyline and beyond. Designed with luxury and comfort in mind, this home features wide plank European Oak engineered wood floors, updated kitchen and bathrooms, and custom built-in closet in the primary suite. The chef's kitchen features classic cherry cabinetry, granite countertops, Bosch dishwasher, and a Decor oven, microwave & refrigerator. Newly remodeled primary shower, new washer/dryer and AC unit round out the recent improvements this property has undergone. Two side-by-side parking spaces with EV charging and storage bins. The iconic twin towers of Harbor Club have long defined the Downtown San Diego skyline, offering an exclusive residential experience with only a handful of homes on each floor. Perfectly positioned in the Marina District, many residences enjoy protected views thanks to the limited potential for future development nearby. Residents are treated to an impressive collection of resort-inspired amenities, including 24-hour concierge and security, an expansive pool terrace with a 90-foot heated lap pool and spa, outdoor fire pit, cabana with a full kitchen, BBQ areas, a fully equipped fitness center with sauna, library, and an on-site residential services manager. Harbor Club offers an exceptional blend of luxury, privacy, and convenience in one of San Diego's premier waterfront addresses.

Mortgage Calculator

Est. Monthly Payment

$9,502

Principal & Interest$5,992
Property Tax$1,185
Insurance$346
HOA$1,979
%($237,000)
%

Location

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Investment Score

0D
Est. Monthly Rent
$5,376
Monthly Cashflow

Rent − PITIA

$-4,126
Full Cashflow

Incl. vacancy, PM, maint, capex

$-6,350

Mortgage (P+I)
$5,992
Cap Rate
-0.36%
Cash-on-Cash
-32.15%
DSCR

Need ≥ 1.25 for DSCR loan

0.57
Break-even Rent
$13,623

NOI (Annual)
$-4,299
Price-to-Rent

Lower = better for investors

18.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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