1970 Columbia St
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1970 Columbia St #301

B

San Diego, CA 92101

$449,900
NEW — 2d

Soft Appraisal Value: $447,800 · 0.5% above estimate

Beds

1

Baths

1

Sqft

585

Year Built

2004

Days on Market

2

Property Type

Condo

HOA/mo

$554.99

MLS ID

260015636SD

This property is in San Diego (92101). View neighborhood stats →

About This Property

Experience elevated downtown living in the heart of San Diego’s highly sought-after Little Italy neighborhood. This thoughtfully designed 1-bedroom, 1-bathroom condo offers modern comfort, convenience, and the energy of one of the city’s most walkable communities. Inside, enjoy a bright, functional layout with an open living space that connects seamlessly to a contemporary kitchen featuring stainless steel appliances, generous cabinet storage, and modern finishes. The spacious bedroom provides a peaceful retreat, creating a comfortable place to recharge after a busy day in the city. Residents enjoy a secure, gated community with professionally managed HOA services and desirable amenities, including a private fitness center, secure mailroom, and underground gated parking with one dedicated parking space. The community also features an expansive outdoor entertaining area with multiple barbecue stations and scenic water views, perfect for relaxing or gathering with friends while enjoying San Diego’s year-round coastal climate. Just moments from Little Italy’s award-winning dining, coffee shops, boutiques, and the popular weekly farmers market, this location offers an unmatched urban lifestyle. Enjoy convenient access to the trolley, San Diego International Airport, the waterfront, downtown attractions, and nearby landmarks including the USS Midway Museum. This exceptional condo delivers style, convenience, and an unbeatable location all in one.

Mortgage Calculator

Est. Monthly Payment

$3,411

Principal & Interest$2,275
Property Tax$450
Insurance$131
HOA$555
%($89,980)
%

Location

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Investment Score

41C
Est. Monthly Rent
$2,453
Monthly Cashflow

Rent − PITIA

$-958
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,897

Mortgage (P+I)
$2,275
Cap Rate
1.01%
Cash-on-Cash
-25.30%
DSCR

Need ≥ 1.25 for DSCR loan

0.72
Break-even Rent
$4,917

NOI (Annual)
$4,536
Price-to-Rent

Lower = better for investors

15.3

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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