1970 Columbia St San Diego

1970 Columbia St San Diego

D

, CA 92101

$595,000

Beds

2

Baths

2

Sqft

911

Year Built

2004

Days on Market

20

Property Type

Condo

HOA/mo

$861

MLS ID

260003292SD

View on MLS

Description

Welcome to Unit 513 at Porto d’Italia, a rare penthouse opportunity in the heart of Little Italy. Perched on the top floor of this sought-after community, this beautifully appointed 2-bedroom, 2-bath home offers an unbeatable blend of charm, convenience, and vibrant city living. Step outside your door and find yourself immersed in the very best of Little Italy — award-winning restaurants, charming cafés, boutique shops, and the beloved weekly Farmers Market, all just moments away. You’ll also enjoy easy access to the waterfront, public transportation, and San Diego International Airport. Despite its central location, the home is tucked into a serene pocket of the neighborhood, offering a peaceful retreat above the energy below. Inside, the residence offers an open, inviting layout and a spacious primary suite with a walk-in closet. Thoughtful updates elevate the space, including refreshed cabinetry with matte black hardware, updated sinks and light fixtures in the kitchen and both bathrooms, and floating shelves in the primary bath. One dedicated parking space is included in the secure underground garage, along with access to community amenities such as a beautifully maintained courtyard patio with two BBQs and gorgeous bay views, plus a fully equipped fitness center conveniently located on the first floor. Opportunities on this level in Porto d’Italia are exceptionally rare, making this a truly special offering in one of San Diego’s most walkable, lifestyle-driven neighborhoods.

Mortgage Calculator

Est. Monthly Payment

$4,638

Principal & Interest$3,009
Property Tax$595
Insurance$174
HOA$861
%($119,000)
%

Investment Score

5D
Est. Monthly Rent

Market Rent Estimate

$3,238
Monthly Cashflow

Rent − PITI − HOA

$-1,401
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,641

Mortgage (P+I)
$3,009
Cap Rate
0.74%
Cash-on-Cash
-14.12%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

1.08
Break-even Rent
$4,639

NOI (Annual)
$4,409
Price-to-Rent

Lower = better for investors

15.3

* Defaults: 20% down, 6.5% rate, 30yr.

Get Expert AnalysisOpen Full Calculator