1951 Cloverdale Rd

1951 Cloverdale Rd

D

Escondido, CA 92027

$2,698,000

Soft Appraisal Value: $2,579,700 · 4.6% above estimate

Beds

4

Baths

4.5

Sqft

4,899

Year Built

1982

Days on Market

18

Property Type

Single Family

HOA/mo

N/A

MLS ID

260006397SD

Description

Perched atop a private hillside, this exceptional Spanish-style Adobe estate offers sweeping panoramic views and ultimate privacy on approximately 4.55 acres of beautifully usable land—a rare blend of scale, serenity, and functionality. A long, winding driveway leads through a gated entrance to a warm and inviting residence surrounded by lush landscaping, mature palms, and thoughtfully designed lighting that creates a stunning ambiance at sunset. Designed in timeless Spanish Mission style, the home features authentic adobe construction, clay tile roofing, soaring ceilings, exposed wood beams, and rich architectural details. Expansive windows fill the interior with natural light, highlighting multiple living areas and fireplaces, perfect for both everyday living and entertaining. The open-concept kitchen flows seamlessly into the main living and dining areas, creating an ideal indoor-outdoor California lifestyle. Step outside to expansive grounds with breathtaking sunrise and sunset views, offering space for entertaining, relaxation, or future enhancements. A detached garage provides flexible use as a workshop, studio, or additional storage. The property includes generous flat, usable land with potential for an ADU or additional structures (buyer to verify), ideal for multigenerational living or investment. Recent improvements include a refreshed pool with new equipment, upgraded water heater, refinished flooring, updated bathrooms, new perimeter fencing, enhanced landscaping, and a professionally serviced roof. A rare opportunity!

Mortgage Calculator

Est. Monthly Payment

$17,127

Principal & Interest$13,643
Property Tax$2,698
Insurance$787
%($539,600)
%

Investment Score

0D
Est. Monthly Rent
$7,207
Monthly Cashflow

Rent − PITIA

$-9,921
Full Cashflow

Incl. vacancy, PM, maint, capex

$-13,826

Mortgage (P+I)
$13,643
Cap Rate
-0.08%
Cash-on-Cash
-30.75%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.42
Break-even Rent
$25,163

NOI (Annual)
$-2,207
Price-to-Rent

Lower = better for investors

31.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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