1920 Bernardo Avenue
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1920 Bernardo Avenue

C

Escondido, CA 92025

$1,224,900
NEW — 1d

Soft Appraisal Value: $1,207,300 · 1.5% above estimate

Beds

5

Baths

3.5

Sqft

2,485

Year Built

1960

Days on Market

1

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2605525

This property is in Escondido (92025). View neighborhood stats →

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About This Property

“Stunning Mid-Century Masterpiece on a half-acre in South Escondido. INCOME POTENTIAL: Permitted, turnkey 1-bed/1-bath JADU with high-end finishes added in 2023. Documented furnished-rental history of $44,213 in 2024 and $54,365 in 2025. The JADU has its own private entrance, fenced patio, full kitchen, spa-like bath, in-unit laundry, and ducted mini-split HVAC. Ideal for rental income, multigenerational living, or guest quarters. The expansive lot offers room to build an additional detached ADU. MAIN HOME: Single-story with a brand-new kitchen remodel featuring light-oak designer cabinetry, waterfall-edge quartz countertops, sea-foam tile backsplash, new appliances, and flush-mount range hood. OUTDOOR LIVING: Enjoy a resort-style pool, patios, mountain views, mature landscaping with fruit and nut trees, and a 10x20 Tuff Shed for storage in place of the converted garage. Parking for multiple vehicles and room to build carports or a custom garage. MAJOR IMPROVEMENTS: Complete electrical rewire-2018; electrical panel upgrades-2023/2025; sewer-line replacement from home to city main-2025; and new roof-2018. Solar lease has appx. 8 yrs. remaining; panels and inverter replaced in 2022/2023. Buyer to verify all info.”

Mortgage Calculator

Est. Monthly Payment

$7,776

Principal & Interest$6,194
Property Tax$1,225
Insurance$357
%($244,980)
%

Location

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Investment Score

23D
Est. Monthly Rent
$5,561
Monthly Cashflow

Rent − PITIA

$-2,215
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,514

Mortgage (P+I)
$6,194
Cap Rate
1.65%
Cash-on-Cash
-22.11%
DSCR

Need ≥ 1.25 for DSCR loan

0.72
Break-even Rent
$11,424

NOI (Annual)
$20,152
Price-to-Rent

Lower = better for investors

18.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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