1885 Diamond St.

1885 Diamond St.

D

San Diego, CA 92109

$624,900

Beds

2

Baths

2

Sqft

1,033

Year Built

1975

Days on Market

11

Property Type

Condo

HOA/mo

$878

MLS ID

260006331SD

Description

Welcome to this beautifully upgraded 2-bedroom, 2-bath condo located in the heart of Pacific Beach! Featuring modern countertops, newer flooring, and upgraded appliances, this home offers a clean, contemporary feel throughout. The desirable split-bedroom layout provides privacy, with each spacious bedroom offering its own en-suite bathroom. The Plaza association is a well-maintained, gated community offering resort-style amenities including four sparkling pools, gated entry, tennis courts, fitness center and more. Just minutes from the beach, dining, shopping, and all that Pacific Beach has to offer—this condo is the perfect blend of comfort, style, and location.

Mortgage Calculator

Est. Monthly Payment

$4,845

Principal & Interest$3,160
Property Tax$625
Insurance$182
HOA$878
%($124,980)
%

Investment Score

5D
Est. Monthly Rent
$4,095
Monthly Cashflow

Rent − PITI − HOA

$-750
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,212

Mortgage (P+I)
$3,160
Cap Rate
1.82%
Cash-on-Cash
-21.24%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.85
Break-even Rent
$6,968

NOI (Annual)
$11,370
Price-to-Rent

Lower = better for investors

12.7

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert AnalysisOpen Full Calculator