18714 Bernardo Trails Drive
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18714 Bernardo Trails Drive

C

Rancho Bernardo, CA 92128

$2,795,000
NEW — 0d

Soft Appraisal Value: $2,674,600 · 4.5% above estimate

Beds

6

Baths

5.5

Sqft

5,593

Year Built

1982

Days on Market

0

Property Type

Single Family

HOA/mo

$330

MLS ID

NDP2606522

This property is in Rancho Bernardo (92128). View neighborhood stats →

Virtual Tour

About This Property

Nestled on over an acre in the prestigious Trails of Rancho Bernardo, this custom Hacienda-style estate is surrounded by mountain views and enjoys a serene, private setting. Surrounded by lush, mature landscaping, the resort-inspired grounds feature a pool & spa, a raised pergola, an expansive lawn, and an attached casita ADU. A stately rotunda welcomes you inside, showcasing soaring exposed beam ceilings, elegant columns, & a stunning chandelier that sets the tone for the home's timeless design. Rich Venetian plaster walls, plantation shutters, marble flooring, vaulted ceilings, & abundant skylights fill the home with warmth, character, and natural light. Designed with entertaining in mind, the thoughtfully crafted floorplan features a formal living room anchored by a granite fireplace, an elegant dining room highlighted by a dramatic domed ceiling & chandelier, and a spacious chef's kitchen complete with a peninsula island, built-in refrigerator, generous counter seating, and a sunny casual dining area. The adjoining family room offers a wet bar with lounge seating, fireplace, access to the attached lanai, & a nearby fitness area complete with a large sauna. The luxurious primary suite serves as a private retreat, featuring a beautiful stone fireplace, spacious walk-in closet, & a spa-inspired marble encased bathroom with dual vanities, a jetted soaking tub, & a walk-in shower. Exceptional indoor-outdoor living continues with inviting spaces for alfresco dining, and expansive grounds perfect for entertaining or relaxing while enjoying the peaceful surroundings. Additional highlights include a four-car garage, new roof, owned solar and a functioning 100-foot private water well that supplies irrigation for the landscaping and fills the pool, offering both sustainability and long-term savings. Ideally located within the award-winning Poway Unified School District, this remarkable estate offers the perfect balance of privacy and convenience, within minutes to premier shopping, dining, golf courses, & recreation.

Mortgage Calculator

Est. Monthly Payment

$18,073

Principal & Interest$14,133
Property Tax$2,795
Insurance$815
HOA$330
%($559,000)
%

Location

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Comparable Properties

2 comps found

This Property

$7,992

vs

Comp Average

$6,594

Comps based on same zip code, similar beds (±1), price range (60-150%).

Investment Score

0D
Est. Monthly Rent
$7,992
Monthly Cashflow

Rent − PITIA

$-10,081
Full Cashflow

Incl. vacancy, PM, maint, capex

$-14,248

Mortgage (P+I)
$14,133
Cap Rate
-0.05%
Cash-on-Cash
-30.59%
DSCR

Need ≥ 1.25 for DSCR loan

0.44
Break-even Rent
$26,496

NOI (Annual)
$-1,384
Price-to-Rent

Lower = better for investors

29.1

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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