18656 Caminito Cantilena

18656 Caminito Cantilena

D

Rancho Bernardo, CA 92128

$599,000

Beds

3

Baths

2

Sqft

1,225

Year Built

1993

Days on Market

112

Property Type

Condo

HOA/mo

$686.09

MLS ID

250044184SD

Description

Experience resort-style living in the heart of Rancho Bernardo! This beautifully maintained community offers multiple pools and spas, a lap pool, BBQ areas, sports courts, a fitness center, clubhouses, serene ponds, playgrounds, and so much more. This spacious ground-level unit features 3 bedrooms and 2 bathrooms, an open-concept layout, in-unit laundry, and an upgraded kitchen with granite countertops and tile flooring. The primary suite includes a private, updated bathroom with tile finishes and dual sinks. Enjoy exceptional privacy in this uniquely located unit, just steps from the community pool and a smaller clubhouse—perfect for relaxation and convenience. You truly need to see this home in person to appreciate everything it offers. Located within the highly acclaimed Poway Unified School District, this home stands out from the rest!

Mortgage Calculator

Est. Monthly Payment

$4,489

Principal & Interest$3,029
Property Tax$599
Insurance$175
HOA$686
%($119,800)
%

Investment Score

31D
Est. Monthly Rent
$4,120
Monthly Cashflow

Rent − PITI − HOA

$-369
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,816

Mortgage (P+I)
$3,029
Cap Rate
2.43%
Cash-on-Cash
-3.70%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.92
Break-even Rent
$4,489

NOI (Annual)
$14,558
Price-to-Rent

Lower = better for investors

12.1

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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