
1851 Via Primero
Ctop 80%Oceanside, CA 92056Neighborhood: Ivey Ranch & Rancho Del Oro
2 licensed short-term rentals within ½ mile (2 whole home), from the cities' license and permit lists of Nov 2, 2026.
Pass at asking: -$4,181/mo full cashflow at 20% down, 7.49% rate.
Works at $406,918 (57% under asking), or at 84% down.
Rent $4,261/mo from 12 leases of 3–5 bed houses within 1 mi ($3,957–$4,424).
Beds
4
Baths
2.5
Sqft
1,847
Year Built
1989
Days on Market
45
Property Type
Single Family
HOA/mo
$142
MLS ID
260022748SD
This property is in Oceanside (92056). View neighborhood stats →
About This Property
Cul-de-sac privacy meets move-in ready living in this thoughtfully updated Rancho Del Oro home. This 4 bedroom, 2.5 bathroom home is ideally located near sought after schools, with updates spanning from the cosmetic details to the major systems, giving you true peace of mind along with move-in ready style.The downstairs kitchen has been fully remodeled with an island, pantry, new LVP flooring, floating shelves, tile work, recessed lighting, and upgraded appliances, with the laundry thoughtfully relocated to the garage for extra everyday functionality. The master bath has been updated with new tile flooring and a remodeled shower. Major systems have been addressed as well, with a new roof, solar (leased), a new electrical panel, a newer hot water heater, and a newer AC unit already in place. Step outside to an entertaining backyard complete with a pergola for relaxing, artificial turf for low maintenance play and gathering space, and a French drain for added peace of mind during rainy season. With a 2 car garage plus 2 driveway spaces, there's plenty of room for a growing family, guests, and everyday life.This move up ready home combines location, thoughtful updates, and everyday lifestyle in one package.
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Est. Monthly Payment
$6,671
Location
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Zoned Schools
Elementary
Empresa Elementary · grades K-5 · Vista Unified
Middle
Roosevelt Middle · grades 6-8 · Vista Unified
High
Vista High · grades 9-12 · Vista Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$4,261
Comp Average
$4,264
1861 Avenida Segovia
3bd / 2.5ba · 1,708 sqft · Single Family
$810K
Est. $3,993/mo
2589 Joann Dr
4bd / 2ba · 1,603 sqft · Single Family
$890K
Est. $3,831/mo
3745 Scenic Way
3bd / 2.5ba · 1,915 sqft · Single Family
$1.02M
Est. $4,559/mo
3580 Normandy Circle
4bd / 2.5ba · 1,964 sqft · Single Family
$1.18M
Est. $4,701/mo
2233 Valley Road
4bd / 2ba · 1,610 sqft · Single Family
$1.20M
Est. $4,237/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Short-term not available here. Outside Oceanside's Coastal Zone: inland short-term rentals are banned. See the rules
Investment Score
12 leases of 3–5 bed houses within 1 mi · $3,957–$4,424
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$4,181/mo short at 20% down; 84% down or +$5,430/mo rent closes it.
- Break-even price
- $406,918
- Break-even rent
- $9,691/mo
- Cashflow at 35% down
- −$3,187/mo
- Down payment to break even
- 84%
- Rate to break even
- Not reachable
57% under asking
$5,430/mo above the estimate
$797,160 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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