1851 Via Primero
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1851 Via Primero

Ctop 80%

Oceanside, CA 92056Neighborhood: Ivey Ranch & Rancho Del Oro

$949,000
STR closed · inland Oceanside

2 licensed short-term rentals within ½ mile (2 whole home), from the cities' license and permit lists of Nov 2, 2026.

Pass at asking: -$4,181/mo full cashflow at 20% down, 7.49% rate.

Works at $406,918 (57% under asking), or at 84% down.

Rent $4,261/mo from 12 leases of 3–5 bed houses within 1 mi ($3,957–$4,424).

Beds

4

Baths

2.5

Sqft

1,847

Year Built

1989

Days on Market

45

Property Type

Single Family

HOA/mo

$142

MLS ID

260022748SD

This property is in Oceanside (92056). View neighborhood stats →

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About This Property

Cul-de-sac privacy meets move-in ready living in this thoughtfully updated Rancho Del Oro home. This 4 bedroom, 2.5 bathroom home is ideally located near sought after schools, with updates spanning from the cosmetic details to the major systems, giving you true peace of mind along with move-in ready style.The downstairs kitchen has been fully remodeled with an island, pantry, new LVP flooring, floating shelves, tile work, recessed lighting, and upgraded appliances, with the laundry thoughtfully relocated to the garage for extra everyday functionality. The master bath has been updated with new tile flooring and a remodeled shower. Major systems have been addressed as well, with a new roof, solar (leased), a new electrical panel, a newer hot water heater, and a newer AC unit already in place. Step outside to an entertaining backyard complete with a pergola for relaxing, artificial turf for low maintenance play and gathering space, and a French drain for added peace of mind during rainy season. With a 2 car garage plus 2 driveway spaces, there's plenty of room for a growing family, guests, and everyday life.This move up ready home combines location, thoughtful updates, and everyday lifestyle in one package.

Mortgage Calculator

Est. Monthly Payment

$6,671

Principal & Interest$5,303
Property Tax$949
Insurance$277
HOA$142
%($189,800)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Empresa Elementary · grades K-5 · Vista Unified

  • Middle

    Roosevelt Middle · grades 6-8 · Vista Unified

  • High

    Vista High · grades 9-12 · Vista Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Short-term not available here. Outside Oceanside's Coastal Zone: inland short-term rentals are banned. See the rules

Investment Score

25C
Est. Monthly Rent
$4,261

12 leases of 3–5 bed houses within 1 mi · $3,957–$4,424

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$2,410
Full Cashflow

Incl. vacancy, PM, maint, capex

-$4,181

What would make this work?

$4,181/mo short at 20% down; 84% down or +$5,430/mo rent closes it.

Break-even price

57% under asking

$406,918
Break-even rent

$5,430/mo above the estimate

$9,691/mo
Cashflow at 35% down
−$3,187/mo
Down payment to break even

$797,160 cash

84%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$5,303
Cap Rate
1.69%
Cash-on-Cash
-26.43%
DSCR

Need ≥ 1.25 for DSCR loan

0.64

NOI (Annual)
$16,022
Price-to-Rent

Lower = better for investors

18.6

* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$4,181/mo