18486 Via Candela
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18486 Via Candela

Dbottom 20%

Rancho Santa Fe, CA 92091

$7,999,000
STR: check · HOA rules unknown · TOT 8%

HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.

Pass at asking: -$46,750/mo full cashflow at 20% down, 7.43% rate.

Works at $1,912,038 (76% under asking); even all cash loses money at asking.

Rent $20,854/mo from 12 leases of houses within 2 mi, size-adjusted ($16,589–$21,535).

Beds

5

Baths

6

Sqft

8,043

Year Built

2004

Days on Market

335

Property Type

Single Family

HOA/mo

$1,372

MLS ID

250045534SD

This property is in Rancho Santa Fe (92091). Browse neighborhood analytics →

Virtual Tour

About This Property

Located within the prestigious Bridges of Rancho Santa Fe, this single-level custom estate is truly unparalleled. Set across two exceptional lots and capturing sweeping panoramic views that define luxury living. Timeless architecture, refined finishes, and a resort-inspired outdoor setting come together to create approximately 8,043 square feet of highly functional, beautifully curated living space. A grand formal entry opens to elegantly scaled interiors that flow seamlessly toward the outdoor entertaining areas. An infinity-edge pool frames breathtaking views over the 10th hole of the renowned Bridges Golf Course, offering a dramatic backdrop for both relaxation and sophisticated gatherings. The main residence features 4 spacious bedrooms, an office/library, 4 full bathrooms, and 2 half bathrooms, each space designed with comfort and effortless sophistication in mind. The primary retreat lives like a private sanctuary, complete with a fireplace and French doors leading directly to the backyard. The spa-inspired bathroom offers dual vanities, a generous walk-in shower, soaking tub, and dual closets. Additional interior highlights include a private executive office and a beautifully designed wine cellar thoughtfully positioned at the heart of the home. A standout feature is the fully detached guest house—complete with its own bedroom, bathroom, and kitchenette. Just outside, guests enjoy a spacious yard with a dedicated putting green, creating a playful, private retreat all its own. Perfectly situated at the end of a cul-de-sac and offering the rare advantage of being situated on two premium lots, this estate blends single-level living with extraordinary scale and access to world-class amenities offered within The Bridges.

Mortgage Calculator

Est. Monthly Payment

$56,142

Principal & Interest$44,438
Property Tax$7,999
Insurance$2,333
HOA$1,372
%($1,599,800)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    R. Roger Rowe Elementary · grades PK-5 · Rancho Santa Fe Elementary

  • Middle

    R. Roger Rowe Middle · grades 6-8 · Rancho Santa Fe Elementary

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

0D
Est. Monthly Rent
$20,854

12 leases of houses within 2 mi, size-adjusted · $16,589–$21,535

Monthly Cashflow

Rent − PITIA

-$35,288
Full Cashflow

Incl. vacancy, PM, maint, capex

-$46,750

What would make this work?

$46,750/mo short at 20% down; +$60,714/mo rent closes it.

Break-even price

76% under asking

$1,912,038
Break-even rent

$60,714/mo above the estimate

$81,568/mo
Cashflow at 35% down
−$38,418/mo
Down payment to break even

Negative even all-cash

Not reachable
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$44,438
Cap Rate
-0.19%
Cash-on-Cash
-35.07%
DSCR

Need ≥ 1.25 for DSCR loan

0.37

NOI (Annual)
-$15,235
Price-to-Rent

Lower = better for investors

32.0

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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DCashflow−$46,750/mo