
18486 Via Candela
Dbottom 20%Rancho Santa Fe, CA 92091
HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.
Pass at asking: -$46,750/mo full cashflow at 20% down, 7.43% rate.
Works at $1,912,038 (76% under asking); even all cash loses money at asking.
Rent $20,854/mo from 12 leases of houses within 2 mi, size-adjusted ($16,589–$21,535).
Beds
5
Baths
6
Sqft
8,043
Year Built
2004
Days on Market
335
Property Type
Single Family
HOA/mo
$1,372
MLS ID
250045534SD
This property is in Rancho Santa Fe (92091). Browse neighborhood analytics →
About This Property
Located within the prestigious Bridges of Rancho Santa Fe, this single-level custom estate is truly unparalleled. Set across two exceptional lots and capturing sweeping panoramic views that define luxury living. Timeless architecture, refined finishes, and a resort-inspired outdoor setting come together to create approximately 8,043 square feet of highly functional, beautifully curated living space. A grand formal entry opens to elegantly scaled interiors that flow seamlessly toward the outdoor entertaining areas. An infinity-edge pool frames breathtaking views over the 10th hole of the renowned Bridges Golf Course, offering a dramatic backdrop for both relaxation and sophisticated gatherings. The main residence features 4 spacious bedrooms, an office/library, 4 full bathrooms, and 2 half bathrooms, each space designed with comfort and effortless sophistication in mind. The primary retreat lives like a private sanctuary, complete with a fireplace and French doors leading directly to the backyard. The spa-inspired bathroom offers dual vanities, a generous walk-in shower, soaking tub, and dual closets. Additional interior highlights include a private executive office and a beautifully designed wine cellar thoughtfully positioned at the heart of the home. A standout feature is the fully detached guest house—complete with its own bedroom, bathroom, and kitchenette. Just outside, guests enjoy a spacious yard with a dedicated putting green, creating a playful, private retreat all its own. Perfectly situated at the end of a cul-de-sac and offering the rare advantage of being situated on two premium lots, this estate blends single-level living with extraordinary scale and access to world-class amenities offered within The Bridges.
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Est. Monthly Payment
$56,142
Location
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Zoned Schools
Elementary
R. Roger Rowe Elementary · grades PK-5 · Rancho Santa Fe Elementary
Middle
R. Roger Rowe Middle · grades 6-8 · Rancho Santa Fe Elementary
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
4 comps foundThis Property
$20,854
Comp Average
$21,740
4580 El Mirlo
7bd / 6ba · 5,337 sqft · Single Family
$5.50M
Est. $21,689/mo
18446 Calle La Serra
6bd / 5.5ba · 8,913 sqft · Single Family
$8.49M
Est. $21,753/mo
18482 Calle Tramonto
6bd / 6.5ba · 6,597 sqft · Single Family
$7.10M
Est. $18,886/mo
6749 Calle Ponte Bella
6bd / 6.5ba · 11,072 sqft · Single Family
$9.49M
Est. $24,632/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
12 leases of houses within 2 mi, size-adjusted · $16,589–$21,535
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$46,750/mo short at 20% down; +$60,714/mo rent closes it.
- Break-even price
- $1,912,038
- Break-even rent
- $81,568/mo
- Cashflow at 35% down
- −$38,418/mo
- Down payment to break even
- Not reachable
- Rate to break even
- Not reachable
76% under asking
$60,714/mo above the estimate
Negative even all-cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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