18482 Calle Tramonto
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18482 Calle Tramonto

Dbottom 20%

Rancho Santa Fe, CA 92091

$7,100,000
NEW — 0d
STR: check · HOA rules unknown · TOT 8%

HOA rules unknown: an HOA can ban stays under 30 days (Civ. Code §4741), and no permit on file shows this one allows them. Get the CC&Rs.

Pass at asking: -$40,628/mo full cashflow at 20% down, 7.43% rate.

Works at $1,810,138 (75% under asking); even all cash loses money at asking.

Rent $19,058/mo from 13 leases of houses within 2 mi, size-adjusted ($15,480–$19,800).

Beds

6

Baths

6.5

Sqft

6,597

Year Built

2007

Days on Market

0

Property Type

Single Family

HOA/mo

$772

MLS ID

260026464SD

This property is in Rancho Santa Fe (92091). Browse neighborhood analytics →

About This Property

Single level living situated at the end of a quiet cul-de-sac within the guard-gated community of The Bridges at Rancho Santa Fe. Perched on an elevated 1.38-acre homesite, this exceptional property captures breathtaking panoramic views, refreshing coastal breezes, 2 casitas, abundant natural light, and spectacular sunsets overlooking the infinity-edge pool. With absolutely no stairs throughout the residence, this home offers a rare combination of elegance, comfort, and seamless indoor-outdoor living. A long driveway and expansive front lawn create an impressive sense of arrival. Beyond the entrance, a stunning central courtyard welcomes you with a beautiful olive tree, inviting fireplace, and serene ambiance, setting the tone for the timeless architecture and refined details found throughout the home. Inside, soaring wood-beamed ceilings, exquisite craftsmanship, and generously proportioned living spaces create an atmosphere of understated sophistication. The elegant formal living room, anchored by an oversized fireplace, flows beautifully into the formal dining room, providing an ideal setting for both intimate gatherings and grand entertaining. One wing of the residence is dedicated to everyday living and entertaining, featuring an expansive great room with dramatic ceilings, intricate coffered wood detailing, and a seamless connection to the spacious kitchen. Designed for both function and style, the kitchen features a generous center island, stainless steel appliances, and an open layout that brings everyone together. The opposite wing is thoughtfully designed for privacy, featuring four spacious ensuite bedrooms. The luxurious primary suite is a peaceful retreat, filled with natural light and offering direct access to the outdoors. Its beautifully appointed bathroom features dual vanities, a soaking tub, separate shower, and generous closet space. Three additional ensuite bedrooms complete this wing, each offering exceptional comfort and privacy. Complementing the four-bedroom main residence are two attached private casitas, bringing a total of six bedrooms. Each casita enjoys its own private entrance and full bathroom. One features an additional spacious sitting room and kitchenette, creating an ideal retreat for extended family, guests, or multigenerational living. The outdoor spaces are nothing short of spectacular. Expansive lawns, mature landscaping, and multiple entertaining areas surround the stunning infinity-edge pool and spa, all perfectly positioned to take advantage of the property's elevated setting and extraordinary views. A generous covered indoor-outdoor living area invites year-round enjoyment, whether hosting unforgettable gatherings, relaxing by the pool, or watching the sky transform with the breathtaking Rancho Santa Fe sunsets. Additional highlights include an oversized four-car garage, fully owned solar, and a premier location within the highly regarded Rancho Santa Fe School District, including Roger Rowe School. Residents of The Bridges enjoy the beauty and security of one of Rancho Santa Fe's most coveted gated communities, with various social and golf membership opportunities available. The community is renowned for its magnificent, recently remodeled clubhouse and championship 18-hole golf course. (Separate Membership Needed) Conveniently located near shopping, dining, and major freeways, this remarkable property offers both peaceful seclusion and everyday accessibility.

Mortgage Calculator

Est. Monthly Payment

$49,386

Principal & Interest$39,443
Property Tax$7,100
Insurance$2,071
HOA$772
%($1,420,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    R. Roger Rowe Elementary · grades PK-5 · Rancho Santa Fe Elementary

  • Middle

    R. Roger Rowe Middle · grades 6-8 · Rancho Santa Fe Elementary

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

0D
Est. Monthly Rent
$19,058

13 leases of houses within 2 mi, size-adjusted · $15,480–$19,800

Monthly Cashflow

Rent − PITIA

-$30,328
Full Cashflow

Incl. vacancy, PM, maint, capex

-$40,628

What would make this work?

$40,628/mo short at 20% down; +$52,764/mo rent closes it.

Break-even price

75% under asking

$1,810,138
Break-even rent

$52,764/mo above the estimate

$71,822/mo
Cashflow at 35% down
−$33,233/mo
Down payment to break even

Negative even all-cash

Not reachable
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$39,443
Cap Rate
-0.04%
Cash-on-Cash
-34.33%
DSCR

Need ≥ 1.25 for DSCR loan

0.39

NOI (Annual)
-$2,785
Price-to-Rent

Lower = better for investors

31.0

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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DCashflow−$40,628/mo