1838 Samoa Way
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1838 Samoa Way

D

Oceanside, CA 92054

$1,995,000
NEW — 0d

Beds

4

Baths

3

Sqft

2,748

Year Built

1991

Days on Market

0

Property Type

Single Family

HOA/mo

$85

MLS ID

NDP2603806

This property is in Oceanside (92054). View neighborhood stats →

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About This Property

Beautifully upgraded Fire Mountain home with over $200,000 in improvements, offering enhanced privacy and seamless indoor-outdoor living. With no neighbors on either side, the property enjoys a rare sense of openness while maintaining a traditional neighborhood setting. The thoughtfully updated interior features new flooring throughout, complemented by fresh interior and exterior paint, modern lighting, and a new water heater. The refreshed kitchen blends style and function with quartz countertops and newer appliances, including an oven, refrigerator, and wine fridge—ideal for both everyday living and entertaining. Upstairs, the primary suite offers a relaxing retreat with a peek-a-boo ocean view, adding a touch of coastal charm. Step outside to your private backyard oasis, complete with a saltwater pool, spa, built-in BBQ, and outdoor fireplace—perfect for hosting or unwinding. A detached, finished structure provides flexible space for a home office, gym, or creative workspace. Additional highlights include a whole-house water filtration and descale system, a spacious lot with potential for RV or boat parking, or the opportunity to add an ADU.

Mortgage Calculator

Est. Monthly Payment

$12,750

Principal & Interest$10,088
Property Tax$1,995
Insurance$582
HOA$85
%($399,000)
%

Location

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Investment Score

2D
Est. Monthly Rent
$6,138
Monthly Cashflow

Rent − PITIA

$-6,612
Full Cashflow

Incl. vacancy, PM, maint, capex

$-9,686

Mortgage (P+I)
$10,088
Cap Rate
0.24%
Cash-on-Cash
-29.13%
DSCR

Need ≥ 1.25 for DSCR loan

0.48
Break-even Rent
$18,717

NOI (Annual)
$4,821
Price-to-Rent

Lower = better for investors

27.1

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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