18375 Bernardo Trails Ct
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18375 Bernardo Trails Ct

D

Rancho Bernardo, CA 92128

$2,999,000
NEW — 5d

Soft Appraisal Value: $2,885,700 · 3.9% above estimate

Beds

5

Baths

5.5

Sqft

4,408

Year Built

2015

Days on Market

5

Property Type

Single Family

HOA/mo

$330

MLS ID

260008825SD

This property is in Rancho Bernardo (92128). View neighborhood stats →

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About This Property

Nestled on a serene one-acre corner lot in the prestigious Trails of Rancho Bernardo, this custom single-story home offers resort-style living at its finest. Classic and timeless in design, the 2015-built residence delivers exceptional multi-generational versatility through a private detached casita (ADU), generous living spaces, and a backyard oasis built for year-round enjoyment. Inside, soaring ceilings flood the home with light and enhance the flow between living spaces. The heart of the home, the chef’s kitchen, overlooks the pool and is appointed for both daily living and entertaining, featuring an oversized island with seating, dining nook, wine fridge, and premium Thermador appliances including a built-in refrigerator, 6-burner range with griddle, and double ovens. The formal dining room, currently styled as a game room with billiards, speaks to the home’s flexibility. Folding glass doors span the great room, creating seamless indoor-outdoor living. The primary suite, privately positioned in its own wing, offers backyard access and a spa-like bath with soaking tub, walk-in shower, dual vanities, and an oversized walk-in closet. Each secondary bedroom is a generous en-suite. A family room with built-ins, spacious laundry room, and dedicated flex space complete the interior. The detached casita (ADU) offers a private bed/bath, kitchenette, and garage on one level. The backyard features a solar-heated pool and spa, convertible patio cover, and mature landscaping. Owned solar and a 3-car garage complete the offering, all within Poway Unified and minutes to I-15.

Mortgage Calculator

Est. Monthly Payment

$19,368

Principal & Interest$15,165
Property Tax$2,999
Insurance$875
HOA$330
%($599,800)
%

Location

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Investment Score

0D
Est. Monthly Rent
$8,004
Monthly Cashflow

Rent − PITIA

$-11,365
Full Cashflow

Incl. vacancy, PM, maint, capex

$-15,705

Mortgage (P+I)
$15,165
Cap Rate
-0.22%
Cash-on-Cash
-31.42%
DSCR

Need ≥ 1.25 for DSCR loan

0.41
Break-even Rent
$28,400

NOI (Annual)
$-6,481
Price-to-Rent

Lower = better for investors

31.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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