1831 Monserrat Way

1831 Monserrat Way

D

Vista, CA 92081

$835,000

Soft Appraisal Value: $839,600 · 0.5% below estimate

Beds

4

Baths

2.5

Sqft

1,877

Year Built

1991

Days on Market

26

Property Type

Townhouse

HOA/mo

$445

MLS ID

NDP2601594

Description

This nearly 1,900 sq ft townhome is the largest floor plan in the gated community of Calypso in Shadowridge. Offering 3 bedrooms plus an optional 4th bedroom and 2.5 bathrooms, this move-in ready home combines space, functionality, and thoughtful upgrades. Features of the home include fresh interior paint, vinyl plank flooring, a newly updated powder room, newer windows, whole house attic fan, A/C, and a Moen Smart Water monitoring system. The living room is light and bright and offers vaulted ceilings, a cozy fireplace and a slider out to the back patio. The chef’s kitchen is appointed with custom soft-close cabinetry, granite countertops, stainless steel appliances, and a breakfast bar. A combo laundry room and walk-in pantry located off the kitchen includes a newer, full-size washer and dryer along with plenty of shelving for food storage. Adjacent to the kitchen is additional living space, which could be used as a family room, dedicated dining space, or both. Upstairs, you’ll find two guest bedrooms and a full bath, along with a spacious primary suite featuring a flexible retreat area, ideal for a home office, nursery, or optional fourth bedroom. The large primary bath includes dual sinks, a soaking tub, separate shower, and a walk-in closet. Residents of Calypso enjoy access to a sparkling community pool and spa and are directly across from Buena Vista Park Pond & Open Space, perfect for walking trails, outdoor recreation, and enjoying nature. Located approximately seven miles from the coast with convenient access to Highway 78, shopping, dining, schools, and the Shadowridge Golf Course, this home offers both comfort and convenience in one of Vista’s most sought-after neighborhoods.

Mortgage Calculator

Est. Monthly Payment

$5,746

Principal & Interest$4,222
Property Tax$835
Insurance$244
HOA$445
%($167,000)
%

Investment Score

4D
Est. Monthly Rent
$4,185
Monthly Cashflow

Rent − PITI − HOA

$-1,561
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,220

Mortgage (P+I)
$4,222
Cap Rate
1.44%
Cash-on-Cash
-23.13%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.73
Break-even Rent
$8,366

NOI (Annual)
$12,031
Price-to-Rent

Lower = better for investors

16.6

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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