17824 Villamoura Dr
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17824 Villamoura Dr

Ctop 80%

Poway, CA 92064

$799,900
STR unclear · Poway: confirm with the city

An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.

Pass at asking: -$4,226/mo full cashflow at 20% down, 7.49% rate.

Works at $252,000 (68% under asking), or at 96% down.

Rent $3,414/mo from 12 leases of 2-bed condos & townhomes within 2 mi, same school area ($3,715–$4,236).

Beds

2

Baths

2

Sqft

1,626

Year Built

1978

Days on Market

45

Property Type

Townhouse

HOA/mo

$685

MLS ID

260022862SD

This property is in Poway (92064). View neighborhood stats →

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About This Property

Perched on an elevated lot in the sought-after Stonebridge Chateaus community, this beautifully upgraded 2BR/2BA single-level townhouse lives large at 1,626 square feet, including a rare converted atrium den. Enjoy sweeping mountain and hillside views from the vaulted living room and the private outdoor patio. The updated kitchen features quartz countertops, a marble-style backsplash, and newer stainless steel appliances. Additional upgrades include dual-pane windows, custom closets, newer vanities and shower enclosures in both bathrooms, rich mahogany wood floors, and a custom fireplace surround. The primary suite offers a large walk-in closet and two skylights, one of which opens for fresh-air ventilation. That light-filled den/playroom sits beneath a large skylight; atriums can no longer be enclosed in the community, so this one has been grandfathered in, a hard to find feature in the complex. Included is a detached two-car garage with side-by-side washer and dryer. Residents enjoy two community pools with hot tubs and a clubhouse, with plenty of golf nearby and direct access to The Farm in Poway's walking trails and open space, minutes from Maderas Golf Club, Lake Poway, and top-rated Poway Unified schools, with easy access to I-15.

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Est. Monthly Payment

$6,188

Principal & Interest$4,470
Property Tax$800
Insurance$233
HOA$685
%($159,980)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Chaparral Elementary · grades K-5 · Poway Unified

  • Middle

    Twin Peaks Middle · grades 6-8 · Poway Unified

  • High

    Poway High · grades 9-12 · Poway Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

14C
Est. Monthly Rent
$3,414

12 leases of 2-bed condos & townhomes within 2 mi, same school area · $3,715–$4,236

Blended 50/50 with the zip's market median ($2,932)

Monthly Cashflow

Rent − PITIA

-$2,774
Full Cashflow

Incl. vacancy, PM, maint, capex

-$4,226

What would make this work?

$4,226/mo short at 20% down; 96% down or +$5,488/mo rent closes it.

Break-even price

68% under asking

$252,000
Break-even rent

$5,488/mo above the estimate

$8,902/mo
Cashflow at 35% down
−$3,388/mo
Down payment to break even

$767,904 cash

96%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$4,470
Cap Rate
0.62%
Cash-on-Cash
-31.70%
DSCR

Need ≥ 1.25 for DSCR loan

0.55

NOI (Annual)
$4,980
Price-to-Rent

Lower = better for investors

19.5

* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$4,226/mo