953 Maria Way
Ctop 80%Chula Vista, CA 91911
Pass at asking: -$4,399/mo full cashflow at 20% down, 7.43% rate.
Works at $427,132 (57% under asking), or at 84% down.
Rent $4,261/mo from 13 leases of 4-bed houses within 2 mi ($3,841–$3,949).
Beds
4
Baths
2.5
Sqft
1,542
Year Built
1961
Days on Market
84
Property Type
Single Family
HOA/mo
N/A
MLS ID
PTP2606280
This property is in Chula Vista (91911). Browse neighborhood analytics →
About This Property
Beautifully renovated and move-in ready! This 4-bedroom, 2.5-bath SINGLE-STORY home combines modern upgrades with an exceptional indoor-outdoor lifestyle featuring a HEATED POOL, BOAT or RV PARKING, low-maintenance yard, and 2-car garage. At the heart of the home is a beautifully redesigned kitchen featuring quartz countertops with waterfall edge, soft-close cabinetry, custom backsplash, farmhouse sink, pot filler, custom vent hood, coffee station, and newer appliances. The spacious living room is highlighted by a remodeled fireplace and flows into the dining area overlooking the pool—perfect for entertaining and enjoying Southern California living year-round. With four bedrooms, an updated interior, generous parking and a backyard designed for relaxation and entertaining, this home offers the space, upgrades and functionality. Conveniently located near schools, shopping, dining and freeway access in an established Chula Vista neighborhood.
Mortgage Calculator
Est. Monthly Payment
$6,846
Location
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Zoned Schools
Elementary
Kellogg (Karl H.) Elementary · grades PK-6 · Chula Vista Elementary
Middle
Hilltop Middle · grades 7-8 · Sweetwater Union High
High
Hilltop Senior High · grades 9-12 · Sweetwater Union High
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$4,261
Comp Average
$3,909
65 Suzanne Ln
4bd / 3ba · 1,513 sqft · Single Family
$649K
Est. $4,033/mo
1647 Melrose
4bd / 2ba · 1,500 sqft · Single Family
$850K
Est. $4,200/mo
485 Montcalm St
3bd / 2ba · 1,485 sqft · Single Family
$899K
Est. $3,864/mo
1559 Marble
5bd / 2ba · 1,569 sqft · Single Family
$865K
Est. $3,458/mo
420 Emerson Street
4bd / 2ba · 1,674 sqft · Single Family
$1000K
Est. $3,991/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
13 leases of 4-bed houses within 2 mi · $3,841–$3,949
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$4,399/mo short at 20% down; 84% down or +$5,713/mo rent closes it.
- Break-even price
- $427,132
- Break-even rent
- $9,974/mo
- Cashflow at 35% down
- −$3,358/mo
- Down payment to break even
- 84%
- Rate to break even
- Not reachable
57% under asking
$5,713/mo above the estimate
$839,916 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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