17656 Caminito Hercuba
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17656 Caminito Hercuba

C

Rancho Bernardo, CA 92128

$1,299,900
NEW — 1d

Beds

3

Baths

2

Sqft

1,777

Year Built

1987

Days on Market

1

Property Type

Single Family

HOA/mo

$1,182

MLS ID

260013833SD

This property is in Rancho Bernardo (92128). View neighborhood stats →

About This Property

Panoramic golf course, mountain, & sunset views highlight this turn key single-level home situated on a premium elevated cul-de-sac lot within the gated 55+ community of Chapala in Oaks North. Ideally positioned overlooking Oaks N 27 hole executive course between the North & East courses, enjoying a commanding vantage point w/views toward the driving range set SW of Hole 9. Offering 1,777 SF, 3 bed/2 baths, & attached 2-car garage. Vaulted ceilings w/exposed wood beams, open floor plan, LVP flooring, tiled fireplace, & expansive 12-foot French sliders create a bright & inviting living space that seamlessly connects views & outdoor space. Gorgeous chef's kitchen is designed for both everyday living & entertaining, featuring an oversized island w/drawer microwave, peninsula w/wine fridge, 5-burner electric range w/ range hood vented to exterior, abundant two toned soft close cabinetry, waterfall quartz counters, tiled backsplash, french door fridge & a sun-filled breakfast nook positioned to capture the surrounding views. Spacious primary suite serves as a private retreat w/vaulted ceilings, views from slider to walk out onto patio, & walk-in closet w/ built-in floor safe. Spa like bath w/dual-sink vanity, soaking tub, separate walk-in shower w/skylight. Secondary beds provide flexibility for guests or home office. A hall bath w/skylight over tiled shower/tub. Sep laundry room right off garage entry. Outdoor living is equally impressive with a low-maintenance yard & aluminum patio cover to enjoy al fresco dining year round while catching a sunset or tournament on the course. Additional upgrades inc dual pane windows & silders w/*lifetime transferable warranty, new furnace, new a/c condenser, new light fixtures, fresh interior paint, new baseboards, new doors & handles thru out. New sky light in hall bath. Residents of Chapala enjoy access to the Oaks North Community Center featuring a pool, spa, fitness center, pickleball, tennis courts, lawn bowling, ceramics, clubs, art classes, woodshop, and social activities. Conveniently located near Bernardo Winery w/ Farmer's Market on Fridays, Rancho Bernardo Inn w/Spa, shopping, dining, golf, and everyday conveniences. Located just minutes east of I15 fwy connecting you to all that San Diego has to offer. A rare opportunity to own a turnkey golf course view home in one of Rancho Bernardo's most sought-after active adult communities. *dual pane windows in secondary bedrooms were installed prior and not included in transferable warranty.

Mortgage Calculator

Est. Monthly Payment

$9,434

Principal & Interest$6,573
Property Tax$1,300
Insurance$379
HOA$1,182
%($259,980)
%

Location

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Investment Score

0D
Est. Monthly Rent
$4,550
Monthly Cashflow

Rent − PITIA

$-4,884
Full Cashflow

Incl. vacancy, PM, maint, capex

$-7,014

Mortgage (P+I)
$6,573
Cap Rate
-0.41%
Cash-on-Cash
-32.37%
DSCR

Need ≥ 1.25 for DSCR loan

0.48
Break-even Rent
$13,659

NOI (Annual)
$-5,288
Price-to-Rent

Lower = better for investors

23.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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