17463 Plaza Abierto

17463 Plaza Abierto

D

Rancho Bernardo, CA 92128

$485,000

Beds

2

Baths

1

Sqft

945

Year Built

1973

Days on Market

42

Property Type

Condo

HOA/mo

$642

MLS ID

NDP2600805

Description

Welcome to Oaks North #1 — a lifestyle worth investing in. This ground level/single-story end unit offers an exceptional opportunity for downsizing while embracing the next chapter with ease. The home is ready for thoughtful updates, providing a blank canvas to customize and create a space that reflects your personal style and vision. Enjoy peaceful pastoral views and a peek of the golf course from the private deck—an ideal spot for morning coffee or evening relaxation. Located in one of North County’s most desirable 55+ communities, Oaks North offers an active, welcoming lifestyle and an outstanding community center. Residents enjoy access to a wide range of amenities, including a pool and water aerobics, spa, gym, art classes, game room, full library, ceramics studio, movie nights, occasional dances, wood shop, pickleball, and seasonal social gatherings. This is Oaks North—comfortable, connected, and full of possibility. Several images are labeled as virtually modified to deonstrate potential upgrades and vision.

Mortgage Calculator

Est. Monthly Payment

$3,721

Principal & Interest$2,452
Property Tax$485
Insurance$141
HOA$642
%($97,000)
%

Investment Score

29D
Est. Monthly Rent
$3,310
Monthly Cashflow

Rent − PITI − HOA

$-410
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,576

Mortgage (P+I)
$2,452
Cap Rate
2.17%
Cash-on-Cash
-5.08%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.89
Break-even Rent
$3,720

NOI (Annual)
$10,518
Price-to-Rent

Lower = better for investors

12.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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