18650 Caminito Cantilena

18650 Caminito Cantilena

D

Rancho Bernardo, CA 92128

$444,999

Beds

1

Baths

1

Sqft

814

Year Built

1993

Days on Market

144

Property Type

Condo

HOA/mo

$607

MLS ID

250041631SD

Description

Experience resort-style living in the desirable gated community of Morada at Bernardo Vista Del Lago! This beautifully updated ground-floor 1-bedroom, 1-bath condo , is one few rare unit with a private 1-car garage welcomes you with soaring ceilings, abundant natural light, and elegant luxury wood flooring throughout the living and dining areas. The spacious bedroom includes a walk-in closet and private patio access, while the living room opens to a serene outdoor retreat complete with a large storage closet—perfect for relaxation or entertaining. The kitchen features brand-new appliances (all included), and a full-sized washer and dryer are conveniently located in the hallway. Enjoy the comfort of your private garage with extra storage and ample guest parking throughout the community. Residents of Morada at Bernardo Vista Del Lago enjoy resort-quality amenities, including two sparkling pools, a spa, tennis courts, a fitness center, clubhouse, and billiards room. Ideally situated just off I-15, you’re minutes from shopping, dining, Westfield North County Mall, and the scenic Lake Hodges trails. The HOA covers water, trash, exterior maintenance, and full access to all amenities. A true turnkey opportunity in one of San Diego’s most sought-after communities!

Mortgage Calculator

Est. Monthly Payment

$3,432

Principal & Interest$2,250
Property Tax$445
Insurance$130
HOA$607
%($89,000)
%

Investment Score

28D
Est. Monthly Rent
$3,011
Monthly Cashflow

Rent − PITI − HOA

$-421
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,485

Mortgage (P+I)
$2,250
Cap Rate
2.06%
Cash-on-Cash
-5.68%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.88
Break-even Rent
$3,432

NOI (Annual)
$9,188
Price-to-Rent

Lower = better for investors

12.3

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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