
1745 Plaza Crest Ridge Rd
Atop 10%San Diego, CA 92114
One license per person in San Diego: whether you can hold it depends on you, not only the home.
2 licensed short-term rentals within ½ mile (2 whole home), from the cities' license and permit lists of Nov 13, 2026.
Pass at asking: -$2,687/mo full cashflow at 20% down, 7.36% rate.
Works at $518,416 (40% under asking), or at 65% down.
Rent $5,145/mo from 30 leases of houses within 2 mi, size-adjusted ($4,739–$5,460).
Beds
6
Baths
3.5
Sqft
2,488
Year Built
1983
Days on Market
1
Property Type
Single Family
HOA/mo
N/A
MLS ID
260026912SD
This property is in San Diego (92114). Browse neighborhood analytics →
About This Property
Large Paradise Hill House priced below the market for quick closing. This two-story San Diego home offers 6 bedrooms, 3.5 bathrooms, and approximately 2,488 square feet of comfortable living space in a mature, welcoming neighborhood. The main level features a cozy living room with a fireplace and an expansive kitchen and dining area enhanced by recessed lighting. The kitchen offers generous storage and workspace, making it ideal for everyday living and entertaining. Upstairs, six bedrooms provide ample closet space and flexible options for family, guests, or a home office. Three full bathrooms are conveniently located on the second floor. An additional hallway countertop with a sink and cabinets provides extra storage and convenience, making it ideal for a coffee station, refreshment area, or added everyday functionality. Step outside to enjoy a private outdoor space ready for entertaining, relaxing, gardening, or creating your own backyard retreat. A two-car garage and exceptionally generous driveway provide abundant parking and storage. Adding to the property's unique setting, there are two separate access routes that connect through the hillside toward Parkland Way. Buyers are encouraged to independently verify access, boundaries, and any related easements or rights of way. Conveniently located near shopping, dining, parks, schools, and major transportation routes, this home offers a blend of comfort, functionality, and the Southern California lifestyle. Don't miss the opportunity to make this San Diego property your own.
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Est. Monthly Payment
$5,924
Location
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Zoned Schools
Elementary
Bethune K-8 · grades K-8 · San Diego Unified
Middle
Bell Middle · grades 6-8 · San Diego Unified
High
Morse High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
3 comps foundThis Property
$5,145
Comp Average
$5,050
6459 Imperial Avenue
5bd / 2ba · 1,958 sqft · Single Family
$749K
Est. $4,668/mo
7217 Farmdale Street
5bd / 3ba · 3,066 sqft · Single Family
$995K
Est. $5,355/mo
5484 Santa Margarita Street
7bd / 3ba · 2,738 sqft · Single Family
$1.05M
Est. $5,127/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
30 leases of houses within 2 mi, size-adjusted · $4,739–$5,460
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$2,687/mo short at 20% down; 65% down or +$3,490/mo rent closes it.
- Break-even price
- $518,416
- Break-even rent
- $8,635/mo
- Cashflow at 35% down
- −$1,787/mo
- Down payment to break even
- 65%
- Rate to break even
- 0.60%
40% under asking
$3,490/mo above the estimate
$565,500 cash
at 20% down
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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