1741 Regency Way #B
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1741 Regency Way #B

Atop 10%

Chula Vista, CA 91911

$560,000
NEW — 1d
STR limited · Chula Vista residents only · TOT 10%

An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.

Pass at asking: -$2,058/mo full cashflow at 20% down, 7.36% rate.

Works at $290,692 (48% under asking), or at 74% down.

Rent $3,275/mo from 9 leases of 2–4 bed condos & townhomes within 2 mi ($3,041–$3,173).

Beds

3

Baths

2

Sqft

1,212

Year Built

1972

Days on Market

1

Property Type

Condo

HOA/mo

$300

MLS ID

PTP2608284

This property is in Chula Vista (91911). Browse neighborhood analytics →

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About This Property

Welcome to Rancho Rios in Chula Vista! This desirable two-story end-unit townhome is located in a VA-approved community with low HOA just $300 per month. Offering 1,212 sq. ft. of living space, features 3 bedrooms and 2 full bathrooms. Enjoy a bright and open living area and an enclosed private patio perfect for relaxing or entertaining. Two assigned parking spaces are conveniently located just outside the patio. Community amenities include a swimming pool and park. Ideally situated near freeway access, shopping centers, downtown San Diego, and the Naval Base. A great opportunity to own a townhome in a convenient Chula Vista location!

Mortgage Calculator

Est. Monthly Payment

$4,113

Principal & Interest$3,090
Property Tax$560
Insurance$163
HOA$300
%($112,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Otay Elementary · grades PK-6 · Chula Vista Elementary

  • Middle

    Castle Park Middle · grades 7-8 · Sweetwater Union High

  • High

    Castle Park Senior High · grades 9-12 · Sweetwater Union High

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

57A
Est. Monthly Rent
$3,275

9 leases of 2–4 bed condos & townhomes within 2 mi · $3,041–$3,173

Blended 50/50 with the zip's market median ($3,452)

Monthly Cashflow

Rent − PITIA

-$838
Full Cashflow

Incl. vacancy, PM, maint, capex

-$2,058

What would make this work?

$2,058/mo short at 20% down; 74% down or +$2,672/mo rent closes it.

Break-even price

48% under asking

$290,692
Break-even rent

$2,672/mo above the estimate

$5,947/mo
Cashflow at 35% down
−$1,478/mo
Down payment to break even

$414,400 cash

74%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$3,090
Cap Rate
2.56%
Cash-on-Cash
-22.05%
DSCR

Need ≥ 1.25 for DSCR loan

0.80

NOI (Annual)
$14,350
Price-to-Rent

Lower = better for investors

14.2

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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ACashflow−$2,058/mo