238 Regency Ct #C
Btop 30%Chula Vista, CA 91911
An HOA may ban rentals of 30 days or less (Civ. Code §4741): check the CC&Rs.
Pass at asking: -$2,265/mo full cashflow at 20% down, 7.43% rate.
Works at $265,053 (53% under asking), or at 79% down.
Rent $3,033/mo from 10 leases of 2–4 bed condos & townhomes within 2 mi ($3,040–$3,192).
Beds
3
Baths
1.5
Sqft
1,212
Year Built
1972
Days on Market
123
Property Type
Condo
HOA/mo
$300
MLS ID
260016881SD
This property is in Chula Vista (91911). Browse neighborhood analytics →
About This Property
Welcome to this 3 bedroom 1.5 bathroom beautiful home. This end unit offers tons of natural light private laundry and spacious patio perfect for relaxing and entertaining! Enjoy the community pool and walking distance park for outdoor recreation. An advanced water purification system and transferable Solar Agreement adds ongoing value - Vacant!
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Est. Monthly Payment
$4,134
Location
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Zoned Schools
Elementary
Otay Elementary · grades PK-6 · Chula Vista Elementary
Middle
Castle Park Middle · grades 7-8 · Sweetwater Union High
High
Castle Park Senior High · grades 9-12 · Sweetwater Union High
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$3,033
Comp Average
$3,209
1434 Hilltop Dr.
4bd / 2ba · 1,296 sqft · Condo
$475K
Est. $3,555/mo
226 Otay Valley Road
3bd / 1.5ba · 1,212 sqft · Condo
$500K
Est. $3,090/mo
265 Rancho Dr
3bd / 1.5ba · 1,228 sqft · Townhouse
$530K
Est. $3,106/mo
266 Rancho Drive
3bd / 1.5ba · 1,228 sqft · Condo
$559K
Est. $3,141/mo
300 Rancho Drive
3bd / 1ba · 1,274 sqft · Townhouse
$570K
Est. $3,154/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
10 leases of 2–4 bed condos & townhomes within 2 mi · $3,040–$3,192
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$2,265/mo short at 20% down; 79% down or +$2,942/mo rent closes it.
- Break-even price
- $265,053
- Break-even rent
- $5,975/mo
- Cashflow at 35% down
- −$1,682/mo
- Down payment to break even
- 79%
- Rate to break even
- Not reachable
53% under asking
$2,942/mo above the estimate
$442,400 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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