1738 Kurtz Oceanside

1738 Kurtz Oceanside

D

, CA 92054

$1,545,000

Beds

3

Baths

2

Sqft

1,311

Year Built

1959

Days on Market

42

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2600536

Description

Peek-a-boo ocean views from this completely reimagined mid-century home, representing the pinnacle of quality construction and architectural design. Taken DOWN TO THE STUDS, every system has been meticulously rebuilt to 2026 standards: new stucco, new construction windows, new plumbing, electrical, roof, high-efficiency HVAC, and tankless Noritz water heater ensure decades of worry-free living. The transformation showcases exceptional craftsmanship throughout. Volume ceilings with exposed beams flood the open living space with natural light, while luxury vinyl wood flooring and smooth-finish drywall create a refined canvas. The designer kitchen features luxurious GE Café appliances, custom cabinetry, and stunning quartz countertops—a culinary enthusiast's dream. Spa-inspired bathrooms boast decorative tile, custom vanities, and generous walk-in showers with premium fixtures. Outdoor living shines equally bright. A welcoming DG pathway leads to a covered front porch with iconic mid-century railings and Dutch door capturing coastal breezes. The private backyard offers expansive lawn space, while the large Trex deck creates seamless indoor-outdoor flow—perfect for alfresco dining and entertaining. Additional highlights include custom built-ins, dual-pane windows, modern lighting throughout, and a detached garage offering ADU, office, or gym potential. Enjoy the best of South Oceanside, where laid-back beach culture meets sophisticated dining and entertainment. This Fire Mountain gem places you minutes from pristine beaches, award-winning craft breweries, and the thriving South O district—known for artisan coffee shops, farm-to-table restaurants, and vibrant nightlife that rivals North County's finest. This is Fire Mountain living elevated—impeccable construction quality, timeless design, and an unbeatable South Oceanside lifestyle. With freeway access moments away, you're perfectly positioned for the ultimate coastal experience. Don't miss this absolute gem!

Mortgage Calculator

Est. Monthly Payment

$9,808

Principal & Interest$7,812
Property Tax$1,545
Insurance$451
%($309,000)
%

Investment Score

2D
Est. Monthly Rent

Market Rent Estimate

$4,966
Monthly Cashflow

Rent − PITI − HOA

$-4,842
Full Cashflow

Incl. vacancy, PM, maint, capex

$-7,272

Mortgage (P+I)
$7,812
Cap Rate
0.42%
Cash-on-Cash
-18.81%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.64
Break-even Rent
$9,808

NOI (Annual)
$6,484
Price-to-Rent

Lower = better for investors

25.9

* Defaults: 20% down, 6.5% rate, 30yr.

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