1730 El Camino Real

Ctop 80%

Encinitas, CA 92024

$699,900

NEW — 0d

Pass at asking: -$3,126/mo full cashflow at 20% down, 7.43% rate.

Works at $292,960 (58% under asking), or at 85% down.

Rent $3,693/mo from 16 leases of 2-bed condos & townhomes within 2 mi ($3,443–$4,097).

Beds

Baths

Sqft

906

Year Built

1998

Days on Market

Property Type

Condo

HOA/mo

$594

MLS ID

OC26238958

This property is in Encinitas (92024). View neighborhood stats →

About This Property

Enjoy effortless coastal living in this 2-bedroom, 2-bath open-concept condo in a prime location in Encinitas. The bright, airy layout seamlessly connects the living, dining, and kitchen areas, perfect for everyday living and entertaining. The spacious primary suite features a private bath and ample closet space, while the second bedroom offers flexibility for guests or a home office. Just minutes from beaches, shops, and dining, this home offers comfort, convenience, and the best of Southern California living.

Mortgage Calculator

Est. Monthly Payment

$5,386

Principal & Interest$3,888

Property Tax$700

Insurance$204

HOA$594

Down Payment

%($139,980)

Interest Rate

Loan Term

Location

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Comparable Properties

5 comps found

This Property

$3,693

Comp Average

$3,792

1982 Fairlee Drive

2bd / 2ba · 936 sqft · Condo

$650K

Est. $3,817/mo

1972 Irisdale Ct

2bd / 1ba · 884 sqft · Condo

$659K

Est. $3,451/mo

1760 El Camino Real

2bd / 2ba · 906 sqft · Condo

$659K

Est. $3,524/mo

245 Fairlee

2bd / 2ba · 936 sqft · Condo

$745K

Est. $3,817/mo

581 Silver Berry Place

2bd / 2ba · 929 sqft · Condo

$880K

Est. $4,353/mo

Comps based on same zip code, similar beds (±1), price range (60-150%).

Investment Score

35C

Est. Monthly Rent

$3,693

16 leases of 2-bed condos & townhomes within 2 mi · $3,443–$4,097

Monthly Cashflow

Rent − PITIA

-$1,693

Full Cashflow

Incl. vacancy, PM, maint, capex

-$3,126

What would make this work?

$3,126/mo short at 20% down; 85% down or +$4,059/mo rent closes it.

Break-even price: $292,960
Break-even rent: $7,752/mo
Cashflow at 35% down: −$2,397/mo
Down payment to break even: 85%
Rate to break even: Not reachable

Mortgage (P+I)

$3,888

Cap Rate

1.62%

Cash-on-Cash

-26.80%

DSCR

Need ≥ 1.25 for DSCR loan

0.69

NOI (Annual)

$11,365

Price-to-Rent

Lower = better for investors

15.8

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$3,126/mo