1706 Grandview Street

1706 Grandview Street

Ctop 80%

Oceanside, CA 92054

$1,999,999
NEW — 0d

Pass at asking: -$10,790/mo full cashflow at 20% down, 7.43% rate.

Works at $595,056 (70% under asking), or at 98% down.

Rent $5,936/mo from 13 leases of houses within 1 mi, size-adjusted ($5,287–$6,960).

Beds

5

Baths

4

Sqft

2,495

Year Built

1957

Days on Market

0

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2610084

This property is in Oceanside (92054). View neighborhood stats →

Virtual Tour

About This Property

Welcome to your own private paradise in Fire Mountain! Tucked behind gates on a desirable corner lot spanning over half an acre, this beautifully appointed 2,495-square-foot property offers the perfect blend of coastal charm, comfort, and versatility. From the moment you enter, you're welcomed by expansive outdoor spaces that create an immediate sense of privacy and tranquility. The spacious 4-bedroom, 3-bath main residence features an inviting open-concept design, beautiful hardwood floors, vaulted ceilings accented by rich wood beams, and thoughtfully updated interiors. The chef's kitchen is both stylish and functional, flowing effortlessly into the sun-drenched living space. A cozy fireplace, new roof, air conditioning, and beautifully updated bathrooms add to the home's everyday comfort. French and sliding glass doors create an effortless connection to the outdoors, opening to a private, fenced backyard perfect for entertaining, weekend barbecues, watching the sunset, or simply unwinding in your own peaceful retreat. With two generously sized yards and beautiful ocean views, there's plenty of room to embrace the best of Southern California living. Adding even more appeal, the attached 1-bedroom, 1-bath granny flat features its own private entrance offering wonderful flexibility for multigenerational living, extended family, visiting guests, or potential rental income. Enjoy the best of coastal living with the eclectic charm of South Oceanside and the vibrant energy of Downtown Oceanside just minutes away. Discover an array of locally loved restaurants, trendy coffee shops, boutique shopping, breweries, art galleries, and a lively waterfront scene. From casual afternoons exploring neighborhood favorites to evenings enjoying dinner by the ocean, you'll love having so much of the Oceanside lifestyle right outside your door. A rare opportunity to enjoy gated privacy, expansive grounds, ocean views, and flexible living in the desirable Fire Mountain neighborhood. Come experience it for yourself... I promise you will never want to leave!

Mortgage Calculator

Est. Monthly Payment

$13,694

Principal & Interest$11,111
Property Tax$2,000
Insurance$583
%($400,000)
%
Loan Term

Location

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Investment Score

4C
Est. Monthly Rent
$5,936

13 leases of houses within 1 mi, size-adjusted · $5,287–$6,960

Monthly Cashflow

Rent − PITIA

-$7,758
Full Cashflow

Incl. vacancy, PM, maint, capex

-$10,790

What would make this work?

$10,790/mo short at 20% down; 98% down or +$14,013/mo rent closes it.

Break-even price

70% under asking

$595,056
Break-even rent

$14,013/mo above the estimate

$19,949/mo
Cashflow at 35% down
−$8,706/mo
Down payment to break even

$1,959,999 cash

98%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$11,111
Cap Rate
0.37%
Cash-on-Cash
-32.37%
DSCR

Need ≥ 1.25 for DSCR loan

0.43

NOI (Annual)
$7,414
Price-to-Rent

Lower = better for investors

28.1

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$10,790/mo