16881 Bellota Dr

16881 Bellota Dr

D

Rancho Bernardo, CA 92128

$979,995

Beds

2

Baths

2

Sqft

1,497

Year Built

1964

Days on Market

12

Property Type

Single Family

HOA/mo

$560

MLS ID

260004430SD

Description

Welcome to this beautifully renovated residence located in the highly coveted Seven Oaks (55+) Community of Rancho Bernardo. Designed with modern living in mind, this move-in-ready home boasts a bright, open-concept kitchen complete with brand-new appliances, stylish cabinetry, and elegant natural stone countertops—perfect for entertaining guests or enjoying daily meals. Every aspect of this home has been meticulously upgraded, featuring a newer roof, stunningly remodeled bathrooms with custom tile showers, and low-maintenance landscaping with turf for easy care. What truly distinguishes this property is the versatile bonus space, which includes a private office ideal for remote work, a dedicated laundry room, and a cozy family room with a fireplace—an inviting retreat to relax and unwind. Natural light floods the interiors, flowing seamlessly to the private outdoor area with amazing views and you can bask in San Diego’s year-round sunshine. This turn-key property is a rare find and will not last long. Come see it for yourself today!

Mortgage Calculator

Est. Monthly Payment

$6,781

Principal & Interest$4,955
Property Tax$980
Insurance$286
HOA$560
%($195,999)
%

Investment Score

0D
Est. Monthly Rent
$3,283
Monthly Cashflow

Rent − PITI − HOA

$-3,498
Full Cashflow

Incl. vacancy, PM, maint, capex

$-5,070

Mortgage (P+I)
$4,955
Cap Rate
-0.14%
Cash-on-Cash
-21.42%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.48
Break-even Rent
$6,781

NOI (Annual)
$-1,377
Price-to-Rent

Lower = better for investors

24.9

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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