16533 Caminito Vecinos

16533 Caminito Vecinos

D

Rancho Bernardo, CA 92128

$539,000

Beds

2

Baths

2

Sqft

1,134

Year Built

1971

Days on Market

13

Property Type

Condo

HOA/mo

$537

MLS ID

260004799SD

View on MLS

Description

Spacious End Unit – Lives Like a Detached Home! Beautiful and well-maintained end unit featuring 2 bedrooms and 2 bathrooms with approximately 1,334 sq. ft. of living space. This light-filled home offers tile flooring, double-pane windows, and an enclosed patio of approximately 200 sq. ft. with a skylight. The desirable end location provides added privacy and the feel of a detached residence.

Mortgage Calculator

Est. Monthly Payment

$3,959

Principal & Interest$2,725
Property Tax$539
Insurance$157
HOA$537
%($107,800)
%

Investment Score

26D
Est. Monthly Rent
$3,463
Monthly Cashflow

Rent − PITI − HOA

$-495
Full Cashflow

Incl. vacancy, PM, maint, capex

$-1,741

Mortgage (P+I)
$2,725
Cap Rate
2.19%
Cash-on-Cash
-5.52%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.87
Break-even Rent
$3,958

NOI (Annual)
$11,812
Price-to-Rent

Lower = better for investors

13.0

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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