1650 Lisa Avenue
Btop 30%Vista, CA 92084
Pass at asking: -$3,085/mo full cashflow at 20% down, 7.36% rate.
Works at $426,344 (49% under asking), or at 74% down.
Rent $4,231/mo from 8 leases of 3-bed houses within 2 mi ($4,347–$4,860).
Beds
3
Baths
2
Sqft
1,929
Year Built
1990
Days on Market
114
Property Type
Single Family
HOA/mo
N/A
MLS ID
PTP2605502
This property is in Vista (92084). Browse neighborhood analytics →
About This Property
Spacious tri-level home tucked away on a quiet Vista street offering nearly 1,929 square feet of flexible living space on an expansive 8,600 sq. ft. lot. This well-designed floor plan features 3 bedrooms, 2 baths, multiple living areas, and a welcoming great room with fireplace—perfect for everyday living and entertaining. The split-level layout provides excellent separation of space, making it ideal for multi-generational living, guests, or a home office. The oversized backyard offers endless possibilities to create your dream outdoor retreat with room for gardening, play, or future enhancements. An attached 2-car garage provides ample storage and convenience. Located just minutes from schools, shopping, dining, parks, and major commuter routes, this home combines privacy, functionality, and exceptional value in one of Vista's established neighborhoods. Don't miss this opportunity to make it your own.
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Est. Monthly Payment
$5,651
Location
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Zoned Schools
Elementary
Mission Meadows Elementary · grades K-5 · Vista Unified
Middle
Roosevelt Middle · grades 6-8 · Vista Unified
High
Vista High · grades 9-12 · Vista Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$4,231
Comp Average
$4,056
1145 Portola Street
3bd / 2ba · 1,734 sqft · Single Family
$799K
Est. $4,064/mo
817 Crescent Drive
3bd / 2ba · 1,632 sqft · Single Family
$820K
Est. $4,014/mo
1154 Monte Vista Dr
3bd / 2ba · 1,634 sqft · Single Family
$860K
Est. $4,141/mo
535 Civic Center Dr
3bd / 2ba · 1,717 sqft · Single Family
$920K
Est. $4,035/mo
2533 Holly Valley Drive
3bd / 2ba · 2,086 sqft · Single Family
$850K
Est. $4,026/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
8 leases of 3-bed houses within 2 mi · $4,347–$4,860
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$3,085/mo short at 20% down; 74% down or +$4,007/mo rent closes it.
- Break-even price
- $426,344
- Break-even rent
- $8,238/mo
- Cashflow at 35% down
- −$2,226/mo
- Down payment to break even
- 74%
- Rate to break even
- Not reachable
49% under asking
$4,007/mo above the estimate
$614,199 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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