1650 Bella Laguna Court

1650 Bella Laguna Court

D

Encinitas, CA 92024

$5,595,000

Beds

6

Baths

7.5

Sqft

5,773

Year Built

2000

Days on Market

148

Property Type

Single Family

HOA/mo

$240

MLS ID

250039866SD

Description

Set at the end of a quiet cul-de-sac, this gated one-acre Encinitas estate offers over 5,700 sq. ft. of refined living space, plus a private guest house and pool house. Enjoy sweeping ocean and sunset views, expansive lawns, and a resort-style pool with waterfalls, spa, and plunge area. An inviting setting designed for meaningful moments and core memories. Inside, the home features wide-plank oak flooring, tray ceilings, a light-filled formal living/dining area, and a spacious family room with fireplace. The gourmet kitchen includes Viking appliances, Sub-Zero fridge, Waterworks fixtures, marble countertops, and a walnut prep island. Six ensuite bedrooms include a main-level primary suite with fireplace, patio access, and spa-like bath. The guest house offers a full kitchen and bath for flexible living. Outdoor amenities include a heated pergola, built-in BBQ, bar, and multiple spaces for relaxing and entertaining. Smart home features, CAT 5 wiring, and whole-home audio complete this exceptional coastal property.

Mortgage Calculator

Est. Monthly Payment

$35,758

Principal & Interest$28,291
Property Tax$5,595
Insurance$1,632
HOA$240
%($1,119,000)
%

Investment Score

0D
Est. Monthly Rent

Algorithm estimate

$12,002
Monthly Cashflow
$-31,179

Mortgage (P+I)
$28,291
Cap Rate
-0.62%
Cash-on-Cash
-33.44%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.42
Break-even Rent
$42,221

NOI (Annual)
$-34,656
Price-to-Rent

Lower = better for investors

38.8

* Defaults: 20% down, 6.5% rate, 30yr.

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