1642 7th Ave #227
Btop 30%San Diego, CA 92101
155 licensed short-term rentals within ½ mile (125 whole home), from the cities' license and permit lists of Nov 6, 2026.
No unit in this 63-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$2,477/mo full cashflow at 20% down, 7.43% rate.
Works at $207,491 (61% under asking), or at 88% down.
Rent $2,830/mo from 17 leases of 1-bed condos & townhomes within 0.5 mi ($2,457–$2,871).
Beds
1
Baths
1
Sqft
761
Year Built
2004
Days on Market
0
Property Type
Condo
HOA/mo
$585
MLS ID
260026355SD
This property is in San Diego (92101). View neighborhood stats →
About This Property
Discover this charming one-bedroom apartment located in the historic and picturesque El Cortez Hill neighborhood. Surrounded by beautiful, trees lined streets and stunning architecture, this home offers a peaceful urban oasis just blocks from downtown. Perfect for anyone looking to enjoy incredible surroundings, rich neighborhood history, and easy access to best of San Diego
Mortgage Calculator
Est. Monthly Payment
$4,214
Location
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Zoned Schools
Elementary
Washington Elementary · grades PK-5 · San Diego Unified
Middle
Roosevelt International Middle · grades 6-8 · San Diego Unified
High
San Diego High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$2,830
Comp Average
$3,231
700 E St
1bd / 1ba · 750 sqft · Condo
$499K
Est. $4,715/mo
1642 7th Ave
1bd / 1ba · 757 sqft · Condo
$500K
Est. $2,894/mo
1501 Front Street
1bd / 1ba · 781 sqft · Condo
$519K
Est. $2,763/mo
425 Beech St
1bd / 1ba · 769 sqft · Condo
$525K
Est. $3,052/mo
1551 4th Ave
1bd / 1ba · 758 sqft · Condo
$528K
Est. $2,729/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
17 leases of 1-bed condos & townhomes within 0.5 mi · $2,457–$2,871
Blended 50/50 with the zip's market median ($2,924)
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$2,477/mo short at 20% down; 88% down or +$3,217/mo rent closes it.
- Break-even price
- $207,491
- Break-even rent
- $6,047/mo
- Cashflow at 35% down
- −$1,925/mo
- Down payment to break even
- 88%
- Rate to break even
- Not reachable
61% under asking
$3,217/mo above the estimate
$466,400 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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