1634 Rush Avenue
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1634 Rush Avenue

Btop 30%

Vista, CA 92084

$750,000

Pass at asking: -$2,928/mo full cashflow at 20% down, 7.36% rate.

Works at $366,957 (51% under asking), or at 77% down.

Rent $3,642/mo from 8 leases of 3-bed houses within 2 mi ($3,674–$4,107).

Beds

3

Baths

1.5

Sqft

1,378

Year Built

1965

Days on Market

70

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2608322

This property is in Vista (92084). Browse neighborhood analytics →

Virtual Tour

About This Property

This home qualifies for a $20K grant!! Inquire with listing agent for more details. This beautifully refreshed single-story Vista home offers comfort, flexibility, and the ease of move-in-ready living. Step inside and discover a welcoming 3-bedroom, 1.5-bath home thoughtfully updated for today’s lifestyle. Fresh interior paint and new flooring create a clean, modern feel throughout, while an abundance of recent improvements—including a new roof, new electrical panel, new hot water heater, and double-pane energy-efficient windows—provide the comfort and peace of mind buyers are looking for. One of the home's standout features is the large added bonus room, offering valuable flexibility that can adapt to your needs. Imagine a spacious family room for movie nights and game days, a home office for working remotely, a playroom, fitness studio, hobby space, or an inviting area for friends and family to gather. With this additional space, there’s room for everyone—and room for the home to evolve with you. The single-story layout adds to the home's everyday appeal, creating an easy flow and convenient living experience without stairs. The refreshed interiors provide a welcoming backdrop for everything from quiet mornings with coffee to relaxed evenings at home and weekend gatherings with friends. Outside, enjoy the opportunity to create your own personal retreat, whether that means morning coffee in the fresh air, an outdoor dining area, a garden, or a space for entertaining. Inside, the extensive recent upgrades allow you to focus less on projects and more on enjoying your home. Located in Vista, 1634 Rush Ave puts you in the heart of the desirable North County lifestyle, where a relaxed atmosphere, sunny Southern California days, and convenient access to shopping, dining, recreation, and nearby coastal destinations come together. Updated, versatile, and ready for its next chapter, 1634 Rush Ave offers more than just a home—it offers the space and flexibility to live comfortably and make it your own. Come see all that this inviting Vista property has to offer.

Mortgage Calculator

Est. Monthly Payment

$5,107

Principal & Interest$4,138
Property Tax$750
Insurance$219
%($150,000)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Mission Meadows Elementary · grades K-5 · Vista Unified

  • Middle

    Roosevelt Middle · grades 6-8 · Vista Unified

  • High

    Vista High · grades 9-12 · Vista Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

44B
Est. Monthly Rent
$3,642

8 leases of 3-bed houses within 2 mi · $3,674–$4,107

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$1,465
Full Cashflow

Incl. vacancy, PM, maint, capex

-$2,928

What would make this work?

$2,928/mo short at 20% down; 77% down or +$3,802/mo rent closes it.

Break-even price

51% under asking

$366,957
Break-even rent

$3,802/mo above the estimate

$7,444/mo
Cashflow at 35% down
−$2,152/mo
Down payment to break even

$577,500 cash

77%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$4,138
Cap Rate
2.23%
Cash-on-Cash
-23.42%
DSCR

Need ≥ 1.25 for DSCR loan

0.71

NOI (Annual)
$16,709
Price-to-Rent

Lower = better for investors

17.2

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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BCashflow−$2,928/mo