16257 Oak Creek Trl

16257 Oak Creek Trl

D

Poway, CA 92064

$1,895,000

Beds

4

Baths

3

Sqft

3,147

Year Built

1979

Days on Market

47

Property Type

Single Family

HOA/mo

N/A

MLS ID

2600994SD

Description

Nestled on an expansive, scenic lot in the heart of Poway, 16257 Oak Creek Trail offers a rare blend of privacy, natural beauty, and flexibility. This 4-bedroom, 3-bath residence features approximately 3,147 square feet of living space and sits on an impressive 74,923-square-foot lot, complete with a peaceful creek running through the backyard—an exceptional setting rarely found in Poway. Built in 1979, the home includes a detached two-car garage with a 2nd level to provide for abundant storage, ideal for hobbies, equipment, or additional workspace. One bedroom is thoughtfully isolated from the main living areas with its own interior and exterior access, kitchen, separate HVAC system, washer/dryer offering excellent potential for extended family, guest quarters, or rental income (currently rented). The property’s generous land size invites endless possibilities for outdoor living, gardening, or future expansion, all while enjoying a tranquil, country-like atmosphere. There is a private bridge that to allow easy access across the creek to your own private large turf area for the kids to play. Beyond the backyard is an open space that makes the property feel even larger with trails that lead to Poway lake. In the front of the property are open trails for biking and hiking as well. Located in one of Poway’s most desirable areas, the home benefits from the city’s renowned award-winning schools, strong sense of community, and easy access to nature. Nearby attractions include hiking and equestrian trails, open-space preserves, Lake Poway, and Old Poway Park.

Mortgage Calculator

Est. Monthly Payment

$12,030

Principal & Interest$9,582
Property Tax$1,895
Insurance$553
%($379,000)
%

Investment Score

0D
Est. Monthly Rent

Market Rent Estimate

$5,444
Monthly Cashflow

Rent − PITI − HOA

$-6,586
Full Cashflow

Incl. vacancy, PM, maint, capex

$-9,417

Mortgage (P+I)
$9,582
Cap Rate
0.10%
Cash-on-Cash
-20.85%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.57
Break-even Rent
$12,030

NOI (Annual)
$1,977
Price-to-Rent

Lower = better for investors

29.0

* Defaults: 20% down, 6.5% rate, 30yr.

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