1607 Hunsaker Street

1607 Hunsaker Street

D

Oceanside, CA 92054

$1,625,000
NEW — 4d on market

Soft Appraisal Value: $1,597,700 · 1.7% above estimate

Beds

4

Baths

3

Sqft

2,250

Year Built

1950

Days on Market

4

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2602812

Description

Welcome to 1607 Hunsaker Street, a light-filled single-story home in coastal Oceanside offering sweeping ocean views, exceptional versatility, and income potential. Set on a large lot, this 4-bedroom, 3-bathroom residence is designed to capture natural light through expansive windows, creating a bright and inviting atmosphere throughout. A standout feature of the home is the flexible ADU potential, occupying two of the four bedrooms and complete with its own private entrance, kitchenette, full bathroom and stackable washer / dryer, offering an incredible opportunity for supplemental income, multigenerational living, or guest accommodations. The main living areas seamlessly connect to a beautiful, oversized deck—perfect for entertaining or simply taking in the ocean breeze and gorgeous views. Inside, the home offers warmth and character with a cozy fireplace in the primary suite and a charming pot belly stove in the family room. Additional highlights include paid-off owned solar for energy efficiency and savings, along with a newer roof for added peace of mind. With its unbeatable combination of views, lot size, layout flexibility, and coastal location just minutes from the beach, dining, and shopping, this home presents a rare opportunity to experience the best of Oceanside living.

Mortgage Calculator

Est. Monthly Payment

$10,316

Principal & Interest$8,217
Property Tax$1,625
Insurance$474
%($325,000)
%

Investment Score

3D
Est. Monthly Rent
$5,978
Monthly Cashflow

Rent − PITI − HOA

$-4,338
Full Cashflow

Incl. vacancy, PM, maint, capex

$-7,067

Mortgage (P+I)
$8,217
Cap Rate
0.85%
Cash-on-Cash
-26.09%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.58
Break-even Rent
$15,156

NOI (Annual)
$13,799
Price-to-Rent

Lower = better for investors

22.7

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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