139 Ely St

139 Ely St

D

Oceanside, CA 92054

$1,079,000

Beds

4

Baths

2

Sqft

1,586

Year Built

1988

Days on Market

23

Property Type

Single Family

HOA/mo

$65

MLS ID

260005330SD

Description

WHAT'S NEW?? Well - a ton of things in this home! NEW roof, PAID solar, NEW gutters, NEW HVAC, NEW furnace, NEW lighting, NEW outside drainage, and even more new stuff! This single-story, single family home is on a set-back lot on a HALF ACRE and HOA gives permission for ADUs. The driveway alone can pack in nearly 6 cars - lots of privacy with this layout. The 4 bedrooms are perfect for parents and kids while the single-story makes it ideal for extended family, as well. Vaulted ceilings in the main living space create a wide open and bright vibe. There is even a 2-way fireplace so you can have a cozy dinner and bop over to the family room for some cozy tv time. A small casita in the backyard has electricity and would be ideal for working out, an office or a fun playroom for the kids! And yep - you ARE allowed to park your RV there! Only 15 minutes from the Oceanside Pier - you gotta come see this house!

Mortgage Calculator

Est. Monthly Payment

$6,915

Principal & Interest$5,456
Property Tax$1,079
Insurance$315
HOA$65
%($215,800)
%

Investment Score

7D
Est. Monthly Rent
$5,688
Monthly Cashflow

Rent − PITI − HOA

$-1,227
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,434

Mortgage (P+I)
$5,456
Cap Rate
2.25%
Cash-on-Cash
-19.10%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.82
Break-even Rent
$10,148

NOI (Annual)
$24,259
Price-to-Rent

Lower = better for investors

15.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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