160 Cerco Rosado
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160 Cerco Rosado

B

San Marcos, CA 92069

$630,000

Soft Appraisal Value: $630,800 · 0.1% below estimate

Beds

2

Baths

2

Sqft

1,219

Year Built

1979

Days on Market

24

Property Type

Duplex

HOA/mo

$285

MLS ID

260012867SD

This property is in San Marcos (92069). View neighborhood stats →

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About This Property

Enjoy single-family home living in this beautifully updated twinhome, offering the perfect blend of comfort, style, and functionality in the heart of San Marcos. FHA and VA approved, this spacious 2-bedroom, 2-bath end-unit home lives like a detached residence with no neighbors above or below, vaulted ceilings, and an abundance of natural light throughout. Freshly updated with thoughtful improvements, the home features new stainless steel kitchen appliances, freshly repainted kitchen cabinets and bathroom vanities, new closet doors, dual-pane windows and sliders, and upgraded HVAC including new ducting and a WiFi-controlled thermostat for year-round comfort. The open-concept living area is anchored by a cozy fireplace and flows seamlessly to the oversized private patio, one of the largest in the community, ideal for entertaining, relaxing, or creating your own outdoor retreat. The functional floorplan includes a spacious primary suite with room for office space or a sitting area, along with a private patio perfect for enjoying your morning coffee. The detached 2-car garage has been finished and includes a side entry door, creating endless possibilities for a gym, workshop, office, or creative studio space. Located in a peaceful community with a pool, spa, and BBQ area, this home is just minutes from Highway 78, shopping, dining, Costco, Cal State San Marcos, and Palomar College. A rare opportunity to own a move-in ready home with style, space, and one of the best locations in the community.

Mortgage Calculator

Est. Monthly Payment

$4,284

Principal & Interest$3,186
Property Tax$630
Insurance$184
HOA$285
%($126,000)
%

Location

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Investment Score

44C
Est. Monthly Rent
$3,214
Monthly Cashflow

Rent − PITIA

$-1,071
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,335

Mortgage (P+I)
$3,186
Cap Rate
1.62%
Cash-on-Cash
-22.24%
DSCR

Need ≥ 1.25 for DSCR loan

0.75
Break-even Rent
$6,246

NOI (Annual)
$10,209
Price-to-Rent

Lower = better for investors

16.3

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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