1597 Kelly Street
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1597 Kelly Street

D

Oceanside, CA 92054

$1,485,000
NEW — 1d on market

Beds

3

Baths

2

Sqft

2,680

Year Built

1985

Days on Market

1

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2603650

This property is in Oceanside (92054). View neighborhood stats →

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About This Property

Prime Oceanside Location. Positioned just east of the 5, this spacious home captures ocean and lagoon views in one of Oceanside’s most desirable pockets. Featuring 3 bedrooms plus an optional 4th, this property offers a fantastic, versatile layout with room to make it your own. The primary suite includes two private balconies to take in the views, while the home also boasts a secondary living space/loft with wet bar and fireplace, perfect for entertaining, relaxing, or multi-generational living. With incredible bones, generous square footage, and a layout that truly lives well, this home presents a rare opportunity to create something special in a prime coastal setting.

Mortgage Calculator

Est. Monthly Payment

$9,427

Principal & Interest$7,509
Property Tax$1,485
Insurance$433
%($297,000)
%

Location

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Investment Score

2D
Est. Monthly Rent
$5,028
Monthly Cashflow

Rent − PITIA

$-4,399
Full Cashflow

Incl. vacancy, PM, maint, capex

$-6,793

Mortgage (P+I)
$7,509
Cap Rate
0.58%
Cash-on-Cash
-27.45%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.53
Break-even Rent
$13,850

NOI (Annual)
$8,593
Price-to-Rent

Lower = better for investors

24.6

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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