1577 Whispering Palm Drive
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1577 Whispering Palm Drive

D

Oceanside, CA 92056

$1,099,000
NEW — 1d

Beds

4

Baths

2.5

Sqft

2,422

Year Built

2000

Days on Market

1

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2604164

This property is in Oceanside (92056). View neighborhood stats →

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About This Property

Welcome to 1577 Whispering Palm, a private retreat nestled at the end of a long, secluded driveway in the highly sought after community of Rancho Oaktree Estates. This striking home offers 3 bedrooms, a versatile bonus room with closet, an inviting blend of comfort and functionality. Step through the front door and be greeted by generous living and dining room with private backyard access, perfect for hosting gatherings or simply enjoying quiet moments. The heart of the home is the spacious kitchen, featuring a center island, walk-in pantry, ample storage, and offers a seamless flow into the generous family room with a charming fireplace, and built in shelving—a dream layout for entertaining and everyday living. The expansive master suite promises a serene escape with its large walk-in closet, luxurious soaking tub, separate shower, and dual sinks/vanities. Outside, the oversized lot is your own private oasis, complete with a tranquil fountain and a raised gazebo—ideal for al fresco dining or unwinding at sunset.?Practicality meets style with a 3-car garage, featuring both single and double bays, offering ample space for vehicles, storage, or hobbies. Other features and upgrades include; Fully owned solar system, central air, laundry room with storage, freshly painted interior, brand new carpet, new vinyl plank flooring, custom herringbone design wood floors, and plantation shutters throughout. This home is more than just a property; it’s a lifestyle. Don’t let this unique opportunity to own a piece of Southern California paradise slip away!?

Mortgage Calculator

Est. Monthly Payment

$6,977

Principal & Interest$5,557
Property Tax$1,099
Insurance$321
%($219,800)
%

Location

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Investment Score

8D
Est. Monthly Rent
$3,847
Monthly Cashflow

Rent − PITIA

$-3,130
Full Cashflow

Incl. vacancy, PM, maint, capex

$-4,931

Mortgage (P+I)
$5,557
Cap Rate
0.68%
Cash-on-Cash
-26.92%
DSCR

Need ≥ 1.25 for DSCR loan

0.55
Break-even Rent
$10,251

NOI (Annual)
$7,516
Price-to-Rent

Lower = better for investors

23.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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