1577 Whispering Palm Drive

1577 Whispering Palm Drive

B

Oceanside, CA 92056

$949,000

Soft Appraisal Value: $942,800 · 0.7% above estimate

Beds

4

Baths

2.5

Sqft

2,422

Year Built

2000

Days on Market

48

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2604164

This property is in Oceanside (92056). View neighborhood stats →

Virtual Tour

About This Property

Welcome to 1577 Whispering Palm, a private retreat nestled at the end of a long, secluded driveway in the highly sought after community of Rancho Oaktree Estates. This striking home offers 3 bedrooms, a versatile bonus room with closet, an inviting blend of comfort and functionality. Step through the front door and be greeted by generous living and dining room with private backyard access, perfect for hosting gatherings or simply enjoying quiet moments. The heart of the home is the spacious kitchen, featuring a center island, walk-in pantry, ample storage, and offers a seamless flow into the generous family room with a charming fireplace, and built in shelving—a dream layout for entertaining and everyday living. The expansive master suite promises a serene escape with its large walk-in closet, luxurious soaking tub, separate shower, and dual sinks/vanities. Outside, the oversized lot is your own private oasis, complete with a tranquil fountain and a raised gazebo—ideal for al fresco dining or unwinding at sunset.?Practicality meets style with a 3-car garage, featuring both single and double bays, offering ample space for vehicles, storage, or hobbies. Other features and upgrades include; Fully owned solar system, central air, laundry room with storage, freshly painted interior, brand new carpet, new vinyl plank flooring, custom herringbone design wood floors, and plantation shutters throughout. This home is more than just a property; it’s a lifestyle. Don’t let this unique opportunity to own a piece of Southern California paradise slip away!?

Mortgage Calculator

Est. Monthly Payment

$6,024

Principal & Interest$4,799
Property Tax$949
Insurance$277
%($189,800)
%

Location

Loading map...

Investment Score

41C
Est. Monthly Rent
$4,704
Monthly Cashflow

Rent − PITIA

$-1,321
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,193

Mortgage (P+I)
$4,799
Cap Rate
2.03%
Cash-on-Cash
-20.19%
DSCR

Need ≥ 1.25 for DSCR loan

0.78
Break-even Rent
$8,851

NOI (Annual)
$19,263
Price-to-Rent

Lower = better for investors

16.8

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert AnalysisOpen Full Calculator