1323 Via Lucero

1323 Via Lucero

B

Oceanside, CA 92056

$720,000
NEW — 3d

Beds

4

Baths

3.5

Sqft

1,563

Year Built

2017

Days on Market

3

Property Type

Townhouse

HOA/mo

$440

MLS ID

SW26129659

This property is in Oceanside (92056). View neighborhood stats →

Virtual Tour

About This Property

Welcome to this beautifully upgraded and meticulously maintained townhome in the highly sought after gated community of Pacific Ridge in Oceanside. Showcasing approximately 1,563 square feet of thoughtfully designed living space, this stunning tri-level residence offers 4 bedrooms, 3.5 baths, and a bright, open-concept floor plan that perfectly blends style, comfort, and functionality. From the moment you arrive, you’ll be impressed by the inviting front patio, creating the perfect space to relax, entertain, and enjoy the welcoming neighborhood atmosphere. Inside, designer finishes and carefully curated upgrades elevate every room. The entry level features a private bedroom and full bath making it ideal for guests, multigenerational living, or a home office. The main living level is filled with natural light and enhanced by soaring ceilings, luxury vinyl plank flooring, contemporary lighting, tasteful window coverings, and designer touches throughout. The beautifully appointed kitchen showcases crisp white cabinetry, stylish hardware, abundant storage, and seamless flow into the dining and living area with private balcony creating the perfect setting for everyday living and effortless entertaining. Custom shiplap accent walls add warmth, character, and a touch of modern coastal charm. Retreat to the spacious primary suite on the upper level, where a spa inspired bath offers a walk-in shower, dual vanities, and a walk-in closet. Designed as a true sanctuary, this serene space provides the perfect escape at the end of the day. Additional bedrooms offer flexibility for family, guests, or work from home needs. Residents of Pacific Ridge enjoy resort style amenities including sparkling pool, a relaxing spa, BBQ areas, tot lots, and beautifully maintained common spaces. Ideally located near shopping, dining, parks, highly regarded schools, and major commuter routes, this exceptional home is just minutes from Oceanside’s renowned beaches, harbor, and coastal attractions. Offering the perfect balance of luxury, convenience, and the coveted Southern California lifestyle, this turnkey residence is an opportunity not to be missed.

Mortgage Calculator

Est. Monthly Payment

$5,011

Principal & Interest$3,641
Property Tax$720
Insurance$210
HOA$440
%($144,000)
%

Location

Loading map...

Investment Score

44C
Est. Monthly Rent
$3,960
Monthly Cashflow

Rent − PITIA

$-1,051
Full Cashflow

Incl. vacancy, PM, maint, capex

$-2,562

Mortgage (P+I)
$3,641
Cap Rate
1.80%
Cash-on-Cash
-21.35%
DSCR

Need ≥ 1.25 for DSCR loan

0.79
Break-even Rent
$7,287

NOI (Annual)
$12,950
Price-to-Rent

Lower = better for investors

15.2

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Get Expert AnalysisOpen Full Calculator