1528 Via Otano
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1528 Via Otano

D

Oceanside, CA 92056

$968,000
NEW — 0d on market

Soft Appraisal Value: $958,400 · 1.0% above estimate

Beds

4

Baths

2.5

Sqft

1,994

Year Built

1994

Days on Market

0

Property Type

Single Family

HOA/mo

$142

MLS ID

NDP2603405

This property is in Oceanside (92056). View neighborhood stats →

Virtual Tour

About This Property

Welcome to 1528 Via Otano. This 4-bedroom, 2.5-bath residence features FULLY PAID OFF SOLAR and is located in the desirable Rancho Del Oro community of Oceanside, offering a peaceful coastal lifestyle away from the crowds. Ideally situated on a quiet double cul-de-sac, the home is centrally located near schools, parks, and the YMCA—and just 7 miles from the beach. The front living area features high ceilings and plenty of natural light, while a dedicated dining room flows into the kitchen with brand-new quartz countertops, Spanish tile, a farmhouse sink, and newly finished whitewashed cabinets. Upstairs, all four bedrooms include a spacious primary suite with an en suite bath. Step outside to your private backyard retreat with a patio, tranquil fountain, and mature landscaping, including lemon, grapefruit, and peach trees. This residence also includes numerous upgrades: a paid-off LifeSource water system, 18 owned solar panels, a tile roof with a fully replaced underlayment, recently replaced 40 gallon water heater, drip irrigation, new flooring, and fresh interior and exterior paint. Don’t miss the opportunity to own this thoughtfully upgraded home in a peaceful, convenient location—offering the perfect blend of comfort, functionality, and a relaxed coastal lifestyle.

Mortgage Calculator

Est. Monthly Payment

$6,287

Principal & Interest$4,895
Property Tax$968
Insurance$282
HOA$142
%($193,600)
%

Location

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Investment Score

4D
Est. Monthly Rent
$4,363
Monthly Cashflow

Rent − PITIA

$-1,924
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,734

Mortgage (P+I)
$4,895
Cap Rate
1.44%
Cash-on-Cash
-23.14%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.69
Break-even Rent
$9,212

NOI (Annual)
$13,930
Price-to-Rent

Lower = better for investors

18.5

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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