1528 Via Otano

1528 Via Otano

D

Oceanside, CA 92056

$989,000
NEW — 4d on market

Beds

4

Baths

2.5

Sqft

1,994

Year Built

1994

Days on Market

4

Property Type

Single Family

HOA/mo

$142

MLS ID

260007594SD

Description

Welcome to 1528 Via Otano. This 4-bedroom, 2.5-bath residence features FULLY PAID OFF SOLAR and is located in the desirable Rancho Del Oro community of Oceanside, offering a peaceful coastal lifestyle away from the crowds. Ideally situated on a quiet double cul-de-sac, the home is centrally located near schools, parks, and the YMCA—and just 7 miles from the beach. The front living area features high ceilings and plenty of natural light, while a dedicated dining room flows into the kitchen with brand-new quartz countertops, Spanish tile, a farmhouse sink, and newly finished whitewashed cabinets. Upstairs, all four bedrooms include a spacious primary suite with an en suite bath. Step outside to your private backyard retreat with a patio, tranquil fountain, and mature landscaping, including lemon, grapefruit, and peach trees. This residence also includes numerous upgrades: a paid-off LifeSource water system, 18 owned solar panels, a tile roof with a fully replaced underlayment, new flooring, and fresh interior and exterior paint. Don’t miss the opportunity to own this thoughtfully upgraded home in a peaceful, convenient location—offering the perfect blend of comfort, functionality, and a relaxed coastal lifestyle.

Mortgage Calculator

Est. Monthly Payment

$6,420

Principal & Interest$5,001
Property Tax$989
Insurance$288
HOA$142
%($197,800)
%

Investment Score

5D
Est. Monthly Rent
$4,566
Monthly Cashflow

Rent − PITIA

$-1,854
Full Cashflow

Incl. vacancy, PM, maint, capex

$-3,728

Mortgage (P+I)
$5,001
Cap Rate
1.54%
Cash-on-Cash
-22.62%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.71
Break-even Rent
$9,408

NOI (Annual)
$15,272
Price-to-Rent

Lower = better for investors

18.1

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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