
1514 7th Ave 104
Btop 30%San Diego, CA 92101
One license per person in San Diego: whether you can hold it depends on you, not only the home.
161 licensed short-term rentals within ½ mile (131 whole home), from the cities' license and permit lists of Nov 1, 2026.
1 short-term rental license on file in this 54-unit complex, so its HOA has allowed them. Confirm in the CC&Rs: an HOA can ban stays under 30 days (Civ. Code §4741).
Pass at asking: -$2,636/mo full cashflow at 20% down, 7.49% rate.
Works at $208,177 (62% under asking), or at 89% down.
Rent $3,100/mo from 1 lease in this building.
Beds
2
Baths
2
Sqft
1,069
Year Built
1982
Days on Market
—
Property Type
Condo
HOA/mo
$781
MLS ID
260025770SD
This property is in San Diego (92101). View neighborhood stats →
About This Property
Imagine Padres games at Petco Park, dinner dates in Little Italy, cocktails in the Gaslamp, and sunny afternoons exploring Balboa Park; all just part of your everyday lifestyle. But here's the real question... What would your life look like if you didn't have to drive somewhere to start enjoying it all? What if your favorite part of downtown San Diego wasn't where you went out, but where you came home? Tucked into the quiet streets of Cortez Hill, Residence 104 offers a refreshing balance between the energy of city living and the comfort of having your own space to unwind. Picture slow Saturday mornings with coffee in hand, afternoons exploring nearby cafes and restaurants, and evenings spent entertaining friends before heading out to enjoy everything downtown has to offer. Inside, approximately 1,069 square feet unfolds into a welcoming open-concept layout where warm wood floors connect the living, dining, and kitchen spaces. The kitchen features granite countertops, stainless steel appliances, and a breakfast bar that naturally becomes the gathering spot for morning conversations or a glass of wine after work. Thoughtfully updated bathrooms add personality and style, while the convenient first-floor location makes coming and going effortless. Whether you're enjoying a quiet night in or heading out to experience the best of San Diego, this is more than just a condo downtown. It's your opportunity to live the lifestyle you've been working toward.
Mortgage Calculator
Est. Monthly Payment
$4,565
Location
Loading map...
Zoned Schools
Elementary
Washington Elementary · grades PK-5 · San Diego Unified
Middle
Roosevelt International Middle · grades 6-8 · San Diego Unified
High
San Diego High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$3,100
Comp Average
$3,634
1333 8th Avenue
2bd / 2ba · 1,143 sqft · Condo
$525K
Est. $4,010/mo
221 Island Ave
2bd / 2ba · 1,050 sqft · Condo
$689K
Est. $3,804/mo
1480 Broadway
2bd / 2ba · 1,084 sqft · Condo
$513K
Est. $3,154/mo
801 Ash
2bd / 2ba · 1,089 sqft · Condo
$599K
Est. $3,821/mo
1400 Broadway
2bd / 2ba · 1,077 sqft · Condo
$599K
Est. $3,381/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
1 lease in this building
Thin data: only 1 lease behind this number.
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$2,636/mo short at 20% down; 89% down or +$3,423/mo rent closes it.
- Break-even price
- $208,177
- Break-even rent
- $6,523/mo
- Cashflow at 35% down
- −$2,060/mo
- Down payment to break even
- 89%
- Rate to break even
- Not reachable
62% under asking
$3,423/mo above the estimate
$489,499 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.49% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
Open Full Calculator