1506 Oak Drive #34
1 / 20

1506 Oak Drive #34

Atop 10%

Vista, CA 92084

$340,000

Pass at asking: -$556/mo full cashflow at 20% down, 7.36% rate.

Works at $267,192 (21% under asking), or at 44% down.

Rent $3,113/mo: property-level estimate.

Beds

2

Baths

2

Sqft

1,296

Year Built

1971

Days on Market

202

Property Type

Manufactured

HOA/mo

$355

MLS ID

260009873SD

This property is in Vista (92084). Browse neighborhood analytics →

Virtual Tour

About This Property

Completely remodeled 2-bedroom, 2-bath home offering 1,296 sq ft of modern living in desirable Vista. This property has been extensively upgraded from top to bottom, including new foundation, roof, walls, dual-pane windows, and fresh interior and exterior paint. The redesigned kitchen features updated finishes and flows seamlessly into the living space, while both bathrooms have been fully remodeled with contemporary touches. New flooring throughout adds a clean, cohesive feel. Situated on a spacious lot with room to expand or create your ideal outdoor space. A rare turnkey opportunity close to shopping, dining, and major commuter routes.

Mortgage Calculator

Est. Monthly Payment

$2,670

Principal & Interest$1,876
Property Tax$340
Insurance$99
HOA$355
%($68,000)
%
Loan Term

Location

Loading map...

Comparable Properties

2 comps found

This Property

$3,113

vs

Comp Average

$2,277

Comps based on same zip code, similar beds (±1), price range (60-150%).

Investment Score

83A
Est. Monthly Rent
$3,113

Property-level estimate

Thin data: no closed leases like this one nearby.

Monthly Cashflow

Rent − PITIA

+$443
Full Cashflow

Incl. vacancy, PM, maint, capex

-$556

What would make this work?

$556/mo short at 20% down; 44% down or +$722/mo rent closes it.

Break-even price

21% under asking

$267,192
Break-even rent

$722/mo above the estimate

$3,835/mo
Cashflow at 35% down
−$204/mo
Down payment to break even

$149,600 cash

44%
Rate to break even

at 20% down

4.13%

Mortgage (P+I)
$1,876
Cap Rate
5.21%
Cash-on-Cash
-9.81%
DSCR

Need ≥ 1.25 for DSCR loan

1.17

NOI (Annual)
$17,704
Price-to-Rent

Lower = better for investors

9.1

* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Open Full Calculator
ACashflow−$556/mo