1504 Valencia Street

1504 Valencia Street

D

Oceanside, CA 92054

$1,499,000

Beds

3

Baths

2

Sqft

1,414

Year Built

1957

Days on Market

29

Property Type

Single Family

HOA/mo

N/A

MLS ID

NDP2600991

Description

Gorgeous mid-century modern home nestled in the heart of Fire Mountain, one of South Oceanside’s most desirable neighborhoods. Just minutes from the beach and downtown, this three-bedroom, two-bath residence blends mid-century character with modern luxury. Enhanced with a beautifully designed primary suite, it features light-filled, open-concept living that flows effortlessly to expansive decks and lush gardens. Warm wood accents, designer finishes, and clean architectural lines create an inviting atmosphere. Enjoy evenings by the fire pit or quiet mornings surrounded by greenery and coastal breezes. The property also offers exciting future potential, including the possibility of a second story or rooftop view deck that could capture ocean views. Truly special, modern coastal living at its finest.

Mortgage Calculator

Est. Monthly Payment

$9,516

Principal & Interest$7,580
Property Tax$1,499
Insurance$437
%($299,800)
%

Investment Score

2D
Est. Monthly Rent

Market Rent Estimate

$4,877
Monthly Cashflow

Rent − PITI − HOA

$-4,639
Full Cashflow

Incl. vacancy, PM, maint, capex

$-7,010

Mortgage (P+I)
$7,580
Cap Rate
0.46%
Cash-on-Cash
-18.57%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.64
Break-even Rent
$9,516

NOI (Annual)
$6,841
Price-to-Rent

Lower = better for investors

25.6

* Defaults: 20% down, 6.5% rate, 30yr.

Get Expert AnalysisOpen Full Calculator