
1501 Front St #613
Atop 10%San Diego, CA 92101
252 licensed short-term rentals within ½ mile (222 whole home), from the cities' license and permit lists of Nov 13, 2026.
No unit in this 84-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.
Pass at asking: -$1,269/mo full cashflow at 20% down, 7.36% rate.
Works at $168,998 (50% under asking), or at 75% down.
Rent $2,399/mo from 6 leases in this building ($2,189–$2,448).
Beds
1
Baths
1
Sqft
555
Year Built
2004
Days on Market
46
Property Type
Condo
HOA/mo
$556
MLS ID
260023590SD
This property is in San Diego (92101). View neighborhood stats →
About This Property
Perched on the top floor of the sought-after Palermo community, this stunning studio offers a rare combination of soaring vaulted ceilings and sun-drenched interiors that set it apart from anything else at this price point. Walls of windows flood the open-concept layout with natural light throughout the day, creating an airy, expansive feel that far exceeds the typical studio experience. The thoughtfully designed interior features a well-appointed kitchen with generous cabinetry and counter space, in-unit washer and dryer for everyday convenience, and central air conditioning to keep you comfortable year-round. Every detail has been carefully maintained, making this a true move-in-ready opportunity. Step outside and you're immediately immersed in one of San Diego's most vibrant and walkable neighborhoods. Little Italy's renowned restaurant row, the Downtown core, world-class shopping, and the sparkling waterfront are all just minutes away — whether you're on foot, bike, or a quick drive. Back home, Palermo's resort-caliber amenities rival those of a luxury hotel: a sparkling pool and spa, state-of-the-art fitness center, elegant clubhouse, and al fresco BBQ areas perfect for entertaining. Secured entry and controlled access provide peace of mind in a community that truly feels like a retreat from the city — without ever being far from it. Opportunities like this — top floor, vaulted ceilings, premium location — don't come around often
Mortgage Calculator
Est. Monthly Payment
$2,837
Location
Loading map...
Zoned Schools
Elementary
Washington Elementary · grades PK-5 · San Diego Unified
Middle
Roosevelt International Middle · grades 6-8 · San Diego Unified
High
San Diego High · grades 9-12 · San Diego Unified
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$2,399
Comp Average
$2,527
1150 J
Studio / 1ba · 571 sqft · Condo
$380K
Est. $2,765/mo
1970 Columbia S
1bd / 1ba · 561 sqft · Condo
$419K
Est. $2,893/mo
1150 J St
Studio / 1ba · 572 sqft · Condo
$365K
Est. $2,485/mo
207 5Th Avenue 560
1bd / 1ba · 525 sqft · Condo
$315K
Est. $2,489/mo
550 15th St.
Studio / 1ba · 526 sqft · Condo
$364K
Est. $2,002/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
6 leases in this building · $2,189–$2,448
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$1,269/mo short at 20% down; 75% down or +$1,648/mo rent closes it.
- Break-even price
- $168,998
- Break-even rent
- $4,047/mo
- Cashflow at 35% down
- −$923/mo
- Down payment to break even
- 75%
- Rate to break even
- Not reachable
50% under asking
$1,648/mo above the estimate
$251,250 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.36% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
Open Full Calculator