14788 Valle Del Sur

14788 Valle Del Sur

D

4S Ranch, CA 92127

$4,750,000

Soft Appraisal Value: $4,577,300 · 3.8% above estimate

Beds

5

Baths

5.5

Sqft

5,417

Year Built

2015

Days on Market

168

Property Type

Single Family

HOA/mo

$360

MLS ID

NDP2509975

Description

Tailored for elevated living, this exquisitely upgraded residence in the Estates at Del Sur blends refined design, intuitive functionality, and serene privacy. Every detail has been thoughtfully curated—from custom millwork and handcrafted finishes to extensive storage and a smart, flowing floor plan. A seamless indoor-outdoor experience unfolds through vanishing pocket doors and a motorized screen, opening the heart of the home to the expansive California Room, complete with built-in heaters and a fireplace. Inside, the gourmet kitchen makes a statement with rare Lemurian Blue granite counters, dual refrigerators, a walk-in pantry, and extensive custom cabinetry—designed for both everyday comfort and elevated entertaining. Wide-plank Duchateau oak flooring runs throughout the main living areas, complemented by dramatic lighting from top-tier designers and handmade Phillip Jeffries wallpaper in the dining room, powder room, and primary suite. The luxurious primary bath features Carrara marble, heated floors, and a spa-like atmosphere, while a secondary suite includes a walk-in jetted tub with chromatherapy, fast-fill and fast-drain functionality. Outdoors, a thoughtfully positioned fire pit provides front-row views of soaring paragliders off Black Mountain, occasional hot air balloons, and roaming local wildlife. The built-in BBQ pavilion includes granite counters, a sink, refrigerator, and mature fruit trees—pomegranate, lime, lemon, and Valencia orange. Additional highlights: wide paver walkways designed for strollers or mobility access, five-zone HVAC system, custom cabinetry throughout (including casita, living room, kitchen, and multiple bedrooms), central vacuum, epoxy-coated garage floors with built-in storage, double-insulated walls, paid solar, and a security system with motion sensors. Set within a private, gated enclave of just over 50 homes, with access to all Del Sur amenities—resort-style pools, scenic trails, parks, and a staffed resident clubhouse—this residence offers rare quality and comfort in one of San Diego’s most sought-after communities.

Mortgage Calculator

Est. Monthly Payment

$30,514

Principal & Interest$24,019
Property Tax$4,750
Insurance$1,385
HOA$360
%($950,000)
%

Investment Score

0D
Est. Monthly Rent
$8,176
Monthly Cashflow

Rent − PITIA

$-22,338
Full Cashflow

Incl. vacancy, PM, maint, capex

$-28,176

Mortgage (P+I)
$24,019
Cap Rate
-1.05%
Cash-on-Cash
-35.59%
DSCR

⚠️ Need ≥ 1.25 for DSCR loan

0.27
Break-even Rent
$44,769

NOI (Annual)
$-49,894
Price-to-Rent

Lower = better for investors

48.4

* Defaults: 20% down, 6.5% rate, 30yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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