
1474 Via Encinos
Ctop 80%Fallbrook, CA 92028
Pass at asking: -$5,323/mo full cashflow at 20% down, 7.43% rate.
Works at $456,896 (60% under asking), or at 87% down.
Rent $4,557/mo from 16 leases of 3-bed houses in 92028 ($4,422–$4,811).
Beds
3
Baths
2.5
Sqft
2,588
Year Built
1990
Days on Market
53
Property Type
Single Family
HOA/mo
N/A
MLS ID
260022954SD
This property is in Fallbrook (92028). Browse neighborhood analytics →
About This Property
Set well back from the road on just over an acre, this custom Fallbrook home is surrounded by mature trees and greenery, creating a quiet and private setting. The floor plan includes two spacious bedrooms and two bathrooms downstairs, with the primary suite upstairs featuring a fireplace and oversized wraparound closet. At 2,588 square feet, there is plenty of room throughout the home. A formal living room, separate family room with brick fireplace, formal dining room, and dining area off the kitchen give each space its own purpose. Large windows bring in natural light and look out to the established landscaping. The fully fenced 1.02 acre corner lot includes covered and open patios, gated access, an attached two car garage, and additional parking. The size and layout of the property leave plenty of options for gardening, pets, entertaining, or making the outdoor areas your own. Convenient to Highway 76, Bonsall, Oceanside, I-15, shopping, dining, and the coast, this Fallbrook home offers a lot of house and land in a private setting with a floor plan that works especially well for guests or multigenerational living.
Mortgage Calculator
Est. Monthly Payment
$7,874
Location
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Zoned Schools
Elementary
La Paloma Elementary · grades K-6 · Fallbrook Union Elementary
Middle
James E. Potter Intermediate · grades 7-8 · Fallbrook Union Elementary
High
Fallbrook High · grades 9-12 · Fallbrook Union High
The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.
Comparable Properties
5 comps foundThis Property
$4,557
Comp Average
$4,453
1031 Inverlochy Drive
3bd / 2.5ba · 2,612 sqft · Single Family
$919K
Est. $4,462/mo
4994 San Jacinto Circle
3bd / 3.5ba · 2,616 sqft · Single Family
$999K
Est. $4,560/mo
3237 Canonita Drive
3bd / 2.5ba · 2,624 sqft · Single Family
$1.07M
Est. $4,501/mo
2645 Daisy Ln
3bd / 2.5ba · 2,483 sqft · Single Family
$1.10M
Est. $4,391/mo
40789 Rock Mountain
3bd / 2ba · 2,540 sqft · Single Family
$1.40M
Est. $4,350/mo
Comps based on same zip code, similar beds (±1), price range (60-150%).
Investment Score
16 leases of 3-bed houses in 92028 · $4,422–$4,811
Blended 50/50 with a property-level estimate
Rent − PITIA
Incl. vacancy, PM, maint, capex
What would make this work?
$5,323/mo short at 20% down; 87% down or +$6,913/mo rent closes it.
- Break-even price
- $456,896
- Break-even rent
- $11,470/mo
- Cashflow at 35% down
- −$4,125/mo
- Down payment to break even
- 87%
- Rate to break even
- Not reachable
60% under asking
$6,913/mo above the estimate
$1,000,500 cash
Negative even at a 0% loan
Need ≥ 1.25 for DSCR loan
Lower = better for investors
* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.
Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.
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