14400 Midland
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14400 Midland

Ctop 80%

Poway, CA 92064

$1,999,900

Pass at asking: -$9,924/mo full cashflow at 20% down, 7.43% rate.

Works at $707,755 (65% under asking), or at 92% down.

Rent $7,059/mo from 13 leases of 4–6 bed houses within 2 mi ($6,258–$6,907).

Beds

5

Baths

3.5

Sqft

3,919

Year Built

1991

Days on Market

138

Property Type

Single Family

HOA/mo

N/A

MLS ID

260015334SD

This property is in Poway (92064). View neighborhood stats →

Virtual Tour

About This Property

You've always wanted to see this home - now's your chance! Step through the door and discover a world unto itself. Unique Victorian replica estate near Old Poway — 3,900+ SF where every room reveals something more. A finished attic that sparks imagination. A widow's walk kissing the sky. Five bedrooms + Bonus Room, a resort pool, fire pit, grape vines, fruit trees, and eight raised gardens on a half-acre of native landscape with wandering DG pathways invite you to wander and linger. Paid solar. Circular drive. Room to breathe. Space to gather. Steps from Poway Park, the historic train station, top schools, shops, and restaurants. This one is a portal to a life you didn't know you were looking for. This isn't just a home — it's a legacy address. Significant price reduction!! Built by Roger Mohling. This home has been meticulously cared for. Oak hardwood floors. Door trim was custom cut with a custom jig to match baseboarding. Custom leaded glass in front door. Widows walk on roof top. 10’ ceilings. Kitchen has oak cabinetry & granite countertops. Home was featured in the California Native Plant Society Native Garden Tour in 2019 & 2024. Native landscape designed by Naturalist, Greg Ruben. 4 conventional grape vines in the garden area, 2 additional which are native & produce small fruit. 8 raised garden beds. Resort style pool. Fruit Trees: peach, plum, 2 avocado, pluot, apricot, Granny Smith apple, 2 Catalina cherry (lots of fruit but not edible), Mexican lime, Valencia orange, Meyer lemon, Satsuma Mandarin. Walking distance to Poway Park and Old Poway. Close to shopping, restaurants, movie theaters, & more. No HOA. No Mello Roos Home Upgrades: 2001: Downstairs media room and northern upstairs addition. (2 bedrooms & smaller hall bath). Added stairs to the attic where new furnaces are installed. 2001: Replaced Berber carpet throughout. 2001: Both furnaces & AC replaced (part of addition). 2001: Kitchen expanded as part of the addition. Viking range, Bosch dishwasher. 2004: Finished attic (insulated, drywall, cabinets, etc) 3rd floor. Approx 586 sq ft. 2004: Water heater replaced. 2006: Garage doors replaced. 2007: Roof replaced. 2008: Installed New Gutters. 2008: Installed Vinyl Fence. 2008: Installed Solar System #1 (Clean Power). 2010: Up hall bath was remodeled (larger bath). 2011: Replaced 8 raised garden beds with Trex. 2013: Replaced all landscaping with native plants, new irrigation, landscape lighting, and 50’ x 16’ pool installed. Fire pit with seating. 2014: Installed Solar System #2 (SunCraft Solar). EV charger in garage (240 v. 50 amp). 2014: Repiped entire house. 2015: Replaced front porch floor with redwood. 2015: Installed backyard Pergola. 2019: Painted Interior. 2021: Painted exterior. Schools: Award Winning Poway Unified Schools: Midland Elementary, Twin Peaks Middle, Poway High.

Mortgage Calculator

Est. Monthly Payment

$13,693

Principal & Interest$11,110
Property Tax$2,000
Insurance$583
%($399,980)
%
Loan Term

Location

Loading map...

Zoned Schools

  • Elementary

    Midland Elementary · grades K-5 · Poway Unified

  • Middle

    Twin Peaks Middle · grades 6-8 · Poway Unified

  • High

    Poway High · grades 9-12 · Poway Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

9C
Est. Monthly Rent
$7,059

13 leases of 4–6 bed houses within 2 mi · $6,258–$6,907

Blended 50/50 with a property-level estimate

Monthly Cashflow

Rent − PITIA

-$6,634
Full Cashflow

Incl. vacancy, PM, maint, capex

-$9,924

What would make this work?

$9,924/mo short at 20% down; 92% down or +$12,889/mo rent closes it.

Break-even price

65% under asking

$707,755
Break-even rent

$12,889/mo above the estimate

$19,948/mo
Cashflow at 35% down
−$7,841/mo
Down payment to break even

$1,839,908 cash

92%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$11,110
Cap Rate
0.92%
Cash-on-Cash
-29.77%
DSCR

Need ≥ 1.25 for DSCR loan

0.52

NOI (Annual)
$18,467
Price-to-Rent

Lower = better for investors

23.6

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

Open Full Calculator
CCashflow−$9,924/mo