1431 Pacific Highway #411
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1431 Pacific Highway #411

Ctop 80%

San Diego, CA 92101

$1,159,000
STR: check · no permits in this complex · TOT 13.75%

156 licensed short-term rentals within ½ mile (139 whole home), from the cities' license and permit lists of Nov 8, 2026.

No unit in this 44-unit complex holds a short-term rental license, so nothing shows its HOA allows them. Get the CC&Rs before counting on short-term income.

Pass at asking: -$6,339/mo full cashflow at 20% down, 7.43% rate.

Works at $333,642 (71% under asking), or at 99% down.

Rent $4,960/mo from 4 leases in this building ($3,703–$4,553). Previously leased for $3,950.

Beds

2

Baths

2

Sqft

1,195

Year Built

2009

Days on Market

173

Property Type

Condo

HOA/mo

$1,257

MLS ID

260011188SD

This property is in San Diego (92101). View neighborhood stats →

Virtual Tour

About This Property

Bay views from every window! Enjoy a beautiful sunset from your oversized balcony. Views of Waterfront Park and tall ships. Hardwood flooring, stainless steel appliance and granite countertops. This condo has an excellent floor plan withe 2 en suite bathrooms. Primary has separate shower and roman tub. Breeza is well maintained with rooftop terrace, pool, spa, gym, business center and lush courtyard. 2 side by side underground garage spaces close to elevator. Walk to the bay, cafes and restaurants in Little Italy.

Mortgage Calculator

Est. Monthly Payment

$9,193

Principal & Interest$6,439
Property Tax$1,159
Insurance$338
HOA$1,257
%($231,800)
%
Loan Term

Location

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Zoned Schools

  • Elementary

    Washington Elementary · grades PK-5 · San Diego Unified

  • Middle

    Roosevelt International Middle · grades 6-8 · San Diego Unified

  • High

    San Diego High · grades 9-12 · San Diego Unified

The district's assigned schools for this parcel, from its attendance boundaries and rules. Boundaries change: confirm with the district before you buy.

Investment Score

4C
Est. Monthly Rent
$4,960

Previously leased for $3,950

4 leases in this building · $3,703–$4,553

Monthly Cashflow

Rent − PITIA

-$4,233
Full Cashflow

Incl. vacancy, PM, maint, capex

-$6,339

What would make this work?

$6,339/mo short at 20% down; 99% down or +$8,233/mo rent closes it.

Break-even price

71% under asking

$333,642
Break-even rent

$8,233/mo above the estimate

$13,193/mo
Cashflow at 35% down
−$5,132/mo
Down payment to break even

$1,147,410 cash

99%
Rate to break even

Negative even at a 0% loan

Not reachable

Mortgage (P+I)
$6,439
Cap Rate
0.36%
Cash-on-Cash
-32.82%
DSCR

Need ≥ 1.25 for DSCR loan

0.54

NOI (Annual)
$4,168
Price-to-Rent

Lower = better for investors

19.5

* Modelled at 20% down, 7.43% rate, 30yr · vacancy 8% · PM 10% · capex 5% · maintenance 1%/yr.

Estimates only. Not financial advice. Verify all figures independently with a licensed professional before making any investment decision.

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CCashflow−$6,339/mo